54 Broadway Ave, Tryon, NC 28782 Property Records

Polk County property record for 54 Broadway Ave, Tryon, NC 28782 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,968 sqft · built 1975
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$463,000 (May 2026)
Tax Bill	$2,109 (2025)
Deeds & Mortgages	Nov 2005 Mortgage Feb 2008 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T5-B17`

Property Details

APN / Parcel Number

Primary APN	`T5-B17`
Alternative APN	`54079`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Total Rooms	4 Rooms
Building Area	1,968 sqft Finished Area
Basement Area	1,630 sqft
Finished Basement	1,630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	54079
Street Address	54 BROADWAY AVE
City	TRYON
State	NC
Zip	28782-3788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T5, PLAT: C-175, 0T57 TRYON AREA 57
Legal Subdivision	TRYON AREA 57
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	4
Census Block	4018
Census Tract	920304

Owner

Source: Polk County records · APN T5-B17

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	54 BROADWAY AVE, TRYON, NC 28782-3788
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 02, 2005	Deed of Trust, Mortgage · Conventional Mortgage CITIMORTGAGE INC
Feb 28, 2008	Deed of Trust, Mortgage · Commercial Mortgage HOMETRUST BANK
Dec 22, 2010	Deed of Trust, Mortgage · Conventional Mortgage HOME TRUST BANK
Jan 18, 2005	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	May 23, 2016 · Amount on Record
Deed Book / Page	499 / 2268
Record Updated	Sep 20, 2026

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	54 BROADWAY AVE, TRYON, NC 28782-3788
Transaction Type	Mortgage
Record Updated	Jul 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00333/2108
Date	Nov 02, 2005
Book Page	333/2108

Lender

Name	CITIMORTGAGE INC
Type	Mortgage Company
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 01, 2020

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	54 BROADWAY AVE, TRYON, NC 28782-3788
Transaction Type	Mortgage
Record Updated	Jul 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00362/2280
Date	Feb 28, 2008
Book Page	362/2280

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	54 BROADWAY AVE, TRYON, NC 28782-3788
Transaction Type	Mortgage
Record Updated	Jul 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00384/1271
Date	Dec 22, 2010
Book Page	384/1271

Lender

Name	HOME TRUST BANK
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 01, 2021

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	54 BROADWAY AVE, TRYON, NC 28782-3788
Transaction Type	Mortgage
Record Updated	Jul 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00322/1631
Date	Jan 18, 2005
Book Page	322/1631

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Dec 01, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 20, 2026
Property Address	54 BROADWAY AVE, TRYON, NC 28782-3788
Document Number	0499002268
Book / Page	499 / 2268
Instrument Date	May 20, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$93,526.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	54 BROADWAY AVE, TRYON, NC 28782-3788

Mortgage

Document Number	0499002271,
Date	May 20, 2026
Book Page	499/2271

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,109.00 (+12%)	$455,783 (+38.62%) Land $51,000 Building $404,783	$455,783 (+38.62%) Land $51,000 Building $404,783
2023	$1,883.00	$328,791 Land $28,900 Building $299,891
2021			$328,791 Land $28,900 Building $299,891

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 65% of North Carolina
Wildfire Likelihood	About 1 in 1,190 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Skyrunner	Fixed Wireless (unlicensed)	500 / 250
Uniti Group	DSL	200 / 20

May also be available at this address: e-Polk, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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