54 Bridge St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 54 Bridge St, Phoenix, NY 13135

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,040 sqft · built 1917
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Jun 2020)
Tax Bill	$3,395 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`355401 304.17-01-04`

Property Details

APN / Parcel Number

Primary APN	`355401 304.17-01-04`
Alternative APN	`540130401700010040000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	1,020 sqft
2nd Floor Area	1,020 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	54 BRIDGE ST
City	PHOENIX
State	NY
Zip	13135-1929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 85 108-001-000
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SCHROEPPEL
Census Block Group	2
Census Block	2027
Census Tract	20901

Owner

54 Bridge St is owned and occupied by two individuals who bought it in June 2020.

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 BRIDGE ST, PHOENIX, NY 13135-1929
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 8, 2020	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020 · Amount on File
Deed Sale	Jun 8, 2020 · Amount on File
Prior Sale	Aug 1, 2016 · Amount on File
Deed Document Number	20204442
Prior Transfer Date	Jul 15, 2015
Prior Transfer Doc	0000006824
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	54 BRIDGE ST, PHOENIX, NY 13135-1929
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 BRIDGE ST, PHOENIX, NY 13135-1929

Mortgage

Document Number	0000009909
Date	Sep 12, 2022
Instrument	R-2022-009909

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Apr 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jun 8, 2020
Property Address	54 BRIDGE ST, PHOENIX, NY 13135-1929
Document Number	0000004442
Instrument Date	May 13, 2020
Instrument	R-2020-004442
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	INDEPENDENCE TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 91, PHOENIX, NY 13135-0091

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1482 STATE ROUTE 104, PARISH, NY 13131-3139

Mortgage

Document Number	0000004443
Date	Jun 8, 2020
Instrument	R-2020-004443

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 54 Bridge St was $3,395, up 3.3% from the year before.

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Schroeppel Town
Municipality	Phoenix Village
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,395.00 (+3.32%)
2025	$3,286.00	$66,000 Land $10,500 Building $55,500	$146,667 Land $23,333 Building $123,334
2023		$66,000 (-32.65%) Land $10,500 Building $55,500	$120,000 (-20.41%) Land $19,091 Building $100,909
2022		$98,000 Land $10,500 Building $87,500	$150,769 Land $16,154 Building $134,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Bridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Bridge St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363
Water Source	Purchased surface water from OCWA
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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