54 Breed St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 54 Breed St, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,104 sqft · built 1890
Lot Size	0.104 acres (4,535 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jul 2019)
Tax Bill	$6,642 (2025)
Deeds & Mortgages	Oct 2020 Refinance Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:093 L:568 S:023`

Property Details

APN / Parcel Number

Primary APN	`B:093 L:568 S:023`
Alternative APN	`LYNN M:093 B:568 L:023`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,104 sqft Living Area
Gross Area	5,295 sqft
Basement Area	1,347 sqft
Unfinished Basement	1,347 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1963
Architectural Style	Victorian
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,535 sqft (0.104 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	54 BREED ST
City	LYNN
State	MA
Zip	01902-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	568
Legal Lot Number	23
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3000
Census Tract	206700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Diamond Historic District listed 1996 · 590 contributing resources · NRIS 96001040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 MURRAY ST, LYNN, MA 01905-2168
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUONTIC BANK
Jul 17, 2019	Personal Representative Deed, Transfer · Conventional Mortgage MISCELLANEOUS FIN & MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	54 BREED ST, LYNN, MA 01902-3135
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39093-298
Date	Oct 23, 2020
Book Page	39093/298
Instrument	20201023003500

Lender

Name	QUONTIC BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LYNN MA
Recording Date	Jul 17, 2019
Property Address	54 BREED ST, LYNN, MA 01902-3135
Document Number	37674-489
Book / Page	037674 / 000489
Instrument Date	Jul 15, 2019
Instrument	1907175070
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 MURRAY ST LYNN MA 019052168, LYNN, MA 01905-2168

Mortgage

Document Number	37674-492
Date	Jul 17, 2019
Book Page	037674/000492
Instrument	1907175080

Lender

Name	MISCELLANEOUS FIN & MTG CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,642.00 (-12.19%)	$641,100 (-10.75%) Land $215,400 Building $425,700	$642,105
2024	$7,564.00 (+23.09%)	$718,300 (+30.34%) Land $228,300 Building $490,000
2023	$6,145.00	$551,100 Land $211,500 Building $339,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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