54 Boyd Ridge Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 54 Boyd Ridge Dr, Murphy, NC 28906 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,296 sqft · built 2002
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Aug 2014)
Tax Bill	$1,187 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`553200161477000`

Property Details

APN / Parcel Number

Primary APN	`553200161477000`
Alternative APN	`40183`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,296 sqft Heated Area
Gross Area	2,704 sqft
1st Floor Area	864 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,284 sqft (0.81 acres)
Lot Dimensions	255 ft deep x 103 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	288 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	40183
Street Address	54 BOYD RIDGE DR
City	MURPHY
State	NC
Zip	28906-7165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27B BOYD RIDGE SUB 1171/618
Legal Subdivision	BOYD RIDGE SUB
Legal Lot Number	27B
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1000
Census Tract	930401

Owner

Source: Cherokee County records · APN 553200161477000

Assessment roll updated October 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	54 BOYD RIDGE DR, MURPHY, NC 28906-7165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 22, 2014 · Amount on Record
Deed Sale	Aug 22, 2014 · Amount on Record
Prior Sale	Aug 01, 2005 · Amount on Record
Deed Document Number	20143406
Deed Book / Page	1496 / 203
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Apr 27, 2026
Property Address	54 BOYD RIDGE DR, MURPHY, NC 28906-7165
Document Number	0000001996
Book / Page	1800 / 218
Instrument Date	Apr 02, 2026
Instrument	20261996
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 BOYD RIDGE DR, MURPHY, NC 28906-7165

Mortgage

Document Number	0000001996,
Date	Apr 27, 2026
Book Page	1800/218
Instrument	20261996

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,187.00	$157,530 (-)	$157,530 (-) Land $18,000 Building $139,530
2023		$157,530	$157,530 Land $18,000 Building $139,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399304011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force 3 of 4 on primary residences

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	About 1 in 325 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.