54 Bow St, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 54 Bow St, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,798 sqft · built 1935
Lot Size	0.163 acres (7,079 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Dec 2019)
Tax Bill	$6,345 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`STON M:07 B:000 L:282`

Property Details

APN / Parcel Number

Primary APN	`STON M:07 B:000 L:282`
Alternative APN	`6729`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,798 sqft Living Area
Gross Area	2,907 sqft
Basement Area	846 sqft
Unfinished Basement	254 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,079 sqft (0.163 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6729
Street Address	54 BOW ST
City	STONEHAM
State	MA
Zip	02180-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	282
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	2
Census Block	2007
Census Tract	337101

Owner

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 BOW ST, STONEHAM, MA 02180-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage STONEHAM COOPERATIVE BANK
Nov 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance STONEHAM COOPERATIVE BANK
Nov 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Dec 11, 2019	Quit Claim Deed, Transfer · FHA Mortgage CROSS CNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2019 · Amount on Record
Deed Sale	Dec 11, 2019 · Amount on Record
Deed Document Number	20191831134
Prior Transfer Date	Dec 4, 2019
Prior Transfer Doc	0001831134
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	54 BOW ST, STONEHAM, MA 02180-1319
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001986235
Date	Oct 2, 2025
Instrument	1986235

Lender

Name	STONEHAM COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	54 BOW ST, STONEHAM, MA 02180-1319
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001926984
Date	Nov 15, 2022
Instrument	1926984

Lender

Name	STONEHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	54 BOW ST, STONEHAM, MA 02180-1319
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001899435
Date	Nov 16, 2021
Instrument	1899435

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Dec 11, 2019
Property Address	54 BOW ST, STONEHAM, MA 02180-1319
Document Number	0000031134
Instrument Date	Dec 4, 2019
Instrument	31134
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,006.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 BOW ST STONEHAM MA 021801319, STONEHAM, MA 02180-1319

Mortgage

Document Number	31135
Date	Dec 11, 2019
Instrument	31135

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

Tax Assessment & Valuation

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,345.00 (+3.91%)	$630,700 (+5.66%) Land $370,800 Building $259,900	$703,285 (-)
2025	$6,106.00 (+4.88%)	$596,900 (+8.57%) Land $352,300 Building $244,600	$703,285 (+9.76%)
2024	$5,822.00 (+2.88%)	$549,800 (+7.85%) Land $324,400 Building $225,400	$640,775
2023	$5,659.00	$509,800 Land $296,600 Building $213,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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