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54 Bonner St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 54 Bonner St, Chicopee, MA 01013

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,128 sqft · built 1920
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Feb 2014)
Tax Bill$4,205 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Jun 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN470-00031

Property Details

APN / Parcel Number

Primary APN470-00031
Alternative APN
  • CHIC M:0470 P:00031

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,128 sqft Living Area
Gross Area3,794 sqft
1st Floor Area1,064 sqft
Basement Area1,064 sqft
Unfinished Basement1,064 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAsbestos
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number470-00031
Street Address54 BONNER ST
CityCHICOPEE
StateMA
Zip01013-1128
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code5
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3009
Census Tract811101

Owner

Source: Hampden County and Chicopee City records · APN 470-00031

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address56 BONNER ST, CHICOPEE, MA 01013-1128
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 07, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK OF RHODE ISLAND
Jun 06, 2018Deed of Trust, Mortgage · Conventional Mortgage
PEOPLESBANK (HOLYOKE MA)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 28, 2014 · Amount on Record
Deed SaleFeb 28, 2014 · Amount on Record
Prior SaleJun 29, 1993 · Amount on Record
Deed Book / Page20206 / 515
Transfer Doc20206-515
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address54 BONNER ST, CHICOPEE, MA 01013-1128
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023634-578
DateJan 07, 2021
Book Page23634/578
Instrument1177
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term289 Months
DueFeb 01, 2045
Interest
Rate TypeAdjustable Rate

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address54 BONNER ST, CHICOPEE, MA 01013-1128
Document Number22212-36
Instrument DateJun 06, 2018
Transaction TypeMortgage
Record UpdatedAug 08, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 BONNER ST CHICOPEE MA 010131128, CHICOPEE, MA 01013-1128

Mortgage

Document Number22212-36
DateJun 11, 2018
Book Page022212/000036
Instrument32221
Lender
NamePEOPLESBANK (HOLYOKE MA)
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 10, 2033

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,205.00 (+5.6%)$277,400 (+2.82%) Land $88,500 Building $188,900
2024$3,982.00 (+6.99%)$269,800 (+9.81%) Land $86,800 Building $183,000
2023$3,722.00$245,700 Land $78,900 Building $166,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJul 1978 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Chicopee Municipal Lighting Plant
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Xfinity.

Based on FCC filings for 397 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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