54 Bluff Ct, Breckenridge, CO 80424 Property Records

Summit County property record for 54 Bluff Ct, Breckenridge, CO 80424

Property Summary

Property Type	Condominium
Details	1 bd · 2 ba · 808 sqft · built 1999
Lot Size	4.48 acres (195,199 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Jun 2010)
Tax Bill	$3,909 (2025)
Deeds & Mortgages	Jun 2010 Sale & Mortgage Nov 2005 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2373-0110-38-001`

Property Details

APN / Parcel Number

Primary APN	`2373-0110-38-001`
Alternative APN	`6508455`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	808 sqft Living Area
1st Floor Area	808 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	195,199 sqft
Terrain	Gentle Slope

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	54 BLUFF CT
City	BRECKENRIDGE
State	CO
Zip	80424
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LUD 21
Legal Description	UNIT BB SADDLEWOOD CONDO PHASE 2
Legal Subdivision	SADDLEWOOD CONDO
Legal Lot Number	BB
Jurisdiction	SUMMIT CO
Township / Civil Division	BRECKENRIDGE
Census Block Group	3
Census Block	3007
Census Tract	406

Owner

54 Bluff Ct, a condominium, is owned by an individual who bought it in June 2010.

Source: Summit County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2455 ANDREW DR, SUPERIOR, CO 80027-8305
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2010	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 4, 2005	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2010 · Amount on File
Deed Sale	Jun 17, 2010 · Amount on File
Prior Sale	Nov 4, 2005 · Amount on File
Deed Document Number	2010941016
Record Updated	Sep 20, 2026

June 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Jun 17, 2010
Property Address	54 BLUFF CT, BRECKENRIDGE, CO 80424
Document Number	0000941016
Map Reference	DOC627263
Instrument Date	Jun 15, 2010
Instrument	941016
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,343.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2507 ANDOVER PL, COSTA MESA, CA 92626-6337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2455 ANDREW DR, SUPERIOR, CO 80027-8305

Mortgage

Document Number	0000941017
Date	Jun 17, 2010
Instrument	941017

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2040

November 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Nov 4, 2005
Property Address	54 BLUFF CT, BRECKENRIDGE, CO 80424
Document Number	0000806063
Map Reference	DOC627260
Instrument Date	Oct 28, 2005
Instrument	806063
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	HIGHLAND TITLE SERVICES, HIGHLAND TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,928.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2507 ANDOVER PL, COSTA MESA, CA 92626-6337

Mortgage

Document Number	0000806064
Date	Nov 4, 2005
Instrument	806064

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 1, 2015
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

The 2025 property tax bill for 54 Bluff Ct was $3,909, up 4.5% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Breckenridge Town
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,909.00 (+4.46%)	$70,870 (+1.15%) Building $70,870	$1,042,200 Building $1,042,200
2024	$3,742.00 (-1.55%)	$70,062 (-)
2023	$3,801.00 (+45.35%)	$70,062 (+54.36%)	$1,045,700 (+60.11%) Building $1,045,700
2022	$2,615.00	$45,390	$653,100 Building $653,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 54 Bluff Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	58 units insured incl. 49 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Bluff Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BRECKENRIDGE serves 28,315 people · EPA ID CO0159020
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Allo Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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