54 Blueberry Hl, Murphy, NC 28906 Property Records

Cherokee County property record for 54 Blueberry Hl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1986
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Aug 2025)
Tax Bill	$670 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550103324631000`

Property Details

APN / Parcel Number

Primary APN	`550103324631000`
Alternative APNs	`52045` `60665`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Heated Area
Gross Area	1,744 sqft
1st Floor Area	816 sqft
Basement Area	288 sqft
Unfinished Basement	288 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	158 ft deep x 29 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	608 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	60665
Street Address	54 BLUEBERRY HL
City	MURPHY
State	NC
Zip	28906-7074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4-B SWEBILIUS PROP P/O TR II BOURNE SUB 1645/767
Legal Subdivision	BOURNE SUB
Legal Tract	2
Legal Lot Number	4-B
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2026
Census Tract	930501

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 BLUEBERRY HL, MURPHY, NC 28906-7074
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 4, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2025 · Amount on Record
Deed Sale	Aug 22, 2025 · Amount on Record
Prior Sale	Jul 26, 2023 · Amount on Record
Deed Document Number	20254044
Deed Book / Page	1784 / 681
Prior Transfer Date	May 19, 2020
Prior Transfer Doc	1645/767
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 26, 2023
Property Address	54 BLUEBERRY HL, MURPHY, NC 28906-7074
Document Number	001739/222
Book / Page	1739 / 222
Instrument Date	Jul 6, 2023
Instrument	3622
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4528 SE MURRAY COVE CIR, STUART, FL 34997-9130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5549 26TH AVE N, ST PETERSBURG, FL 33710

Mortgage

Document Number	001739/226
Date	Jul 26, 2023
Book Page	1739/226
Instrument	3623

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	54 BLUEBERRY HL, MURPHY, NC 28906-7074
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1649/704
Date	Jul 15, 2020
Book Page	1649/704
Instrument	3577

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2030

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Jun 4, 2020
Property Address	54 BLUEBERRY HL, MURPHY, NC 28906-7074
Document Number	1645/767
Book / Page	1645 / 767
Instrument Date	May 19, 2020
Instrument	2752
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 SE MURRAY COVE CIR, STUART, FL 34997-9130

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$670.00 (+7.54%)	$90,900 (+6.67%)	$90,900 (+6.67%) Land $11,000 Building $79,900
2023		$85,220 (-)	$85,220 (-) Land $11,000 Building $74,220
2022	$623.00	$85,220	$85,220 Land $11,000 Building $74,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

May also be available: Peachtree Broadband Fiber.

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