54 Birch St, Freeport, FL 32439 Property Records

Walton County property record for 54 Birch St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,586 sqft · built 1973
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$429,000 (Oct 2024)
Tax Bill	$75 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2024 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`28-1S-21-41010-001-0204`

Property Details

APN / Parcel Number

Primary APN	`28-1S-21-41010-001-0204`
Alternative APN	`1058482`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,586 sqft Living Area
Gross Area	1,960 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	19.3 ft deep x 7.5 ft wide

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	Deck Area
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1058482
Street Address	54 BIRCH ST
City	FREEPORT
State	FL
Zip	32439-6657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE/C LOT 20 BLK 2 CHEROKEE, RUN S 32 DEG 11 MIN E 66 FT, N 57 DEG 49 MIN E 30 FT, S 32 DEG 11 MIN E 150 FT TO BEG, N 57
Legal Range	21W
Legal Township	01S
Legal Section	28
Legal Subdivision	MULLET CREEK
Legal Block	2
Legal Lot Number	12,20
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1028
Census Tract	950306

Owner

Source: Walton County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 BIRCH ST, FREEPORT, FL 32439-6657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Oct 28, 2024	Warranty Deed, Transfer UNKNOWN, OLD SOUTH LAND TTL CO SHALIM
Oct 28, 2024	Warranty Deed, Transfer · Conventional Mortgage EGLIN FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2024 · Amount on Record
Deed Sale	Oct 28, 2024 · Amount on Record
Prior Sale	Jun 23, 2015 · Amount on Record
Deed Document Number	20240037613
Deed Book / Page	3340 / 601
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	54 BIRCH ST, FREEPORT, FL 32439-6657
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 BIRCH ST, FREEPORT, FL 32439-6657
Investor	Possibly a Property Investor

Mortgage

Document Number	0033001665
Date	Aug 30, 2023
Book Page	3300/1665
Instrument	20230031110

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Aug 29, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 28, 2024
Property Address	54 BIRCH ST, FREEPORT, FL 32439-6657
Document Number	0033400601
Book / Page	3340 / 601
Instrument Date	Oct 24, 2024
Instrument	20240037613
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	UNKNOWN, OLD SOUTH LAND TTL CO SHALIM

Transaction

Amount	Amount Recorded
Tax	$3,003.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8465 REGENTS RD APT 262, 262, SAN DIEGO, CA 92122-1388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 BIRCH ST, FREEPORT, FL 32439-6657

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 28, 2024
Property Address	54 BIRCH ST, FREEPORT, FL 32439-6657
Document Number	0033400601
Book / Page	3340 / 601
Instrument Date	Oct 24, 2024
Instrument	20240037613
Transaction Type	Transfer
Record Updated	Nov 25, 2024
Title Company	OLD SOUTH LAND TTL CO SHALIM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,003.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8645 REGENTS RD262, SAN DIEGO, CA 92122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 BIRCH ST, FREEPORT, FL 32439-6657

Mortgage

Document Number	20240037614
Date	Oct 28, 2024
Instrument	20240037614

Lender

Name	EGLIN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2044

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$260,237 (+62.88%) Land $62,500 Building $197,737	$260,237 (+62.88%) Land $62,500 Building $197,737
2024	$75.00
2023	$75.00 Homeowner's exemption	$159,769 (-18.31%) Land $50,000 Building $109,769	$159,769 (-18.31%) Land $50,000 Building $109,769
2022	$75.00 Homeowner's exemption	$195,574 Land $88,157 Building $107,417	$195,574 Land $88,157 Building $107,417

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE SHARON ESTATES private · serves 160 people · EPA ID FL1660407
Water Source	Groundwater
Last State Inspection	Jul 2025
Also Mapped Here	NORTH BAY WATER SYSTEM
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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