Somerset County and Bernards Township property record for 54 Berta Pl, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 4,283 sqft · built 1940 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,524,000 (Jun 2026) |
| Tax Bill | $33,065 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01104-0000-00037 |
| Primary APN | 02-01104-0000-00037 |
|---|---|
| Alternative APN |
|
| Total Rooms | 6 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 4,283 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 87,556 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200029000000036 |
|---|---|
| Street Address | 54 BERTA PL |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | ADDITIONAL LOTS: FP 23 3 |
| Legal Subdivision | TOWNSHIP/BERNARDS |
| Legal Block | 1104 |
| Legal Lot Number | 37 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 52400 |
Source: Somerset County and Bernards Township records · APN 02-01104-0000-00037
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 BERTA PL, BASKING RIDGE, NJ 07920-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 02, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PEAPACK GLADSTONE BANK |
| Jun 01, 2026 | Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Oct 31, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2026 · Amount on Record |
| Deed Sale | Jun 01, 2026 · Amount on Record |
| Prior Sale | Sep 20, 2024 · Amount on Record |
| Deed Document Number | 202615141 |
| Deed Book / Page | 7683 / 3845 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 54 BERTA PL, BASKING RIDGE, NJ 07920-1106 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 260 EAGLE DRIVE, MIAMI, FL 33177 |
| Document Number | 0000000104 |
|---|---|
| Date | Jan 02, 2025 |
| Book Page | 7596/1614 |
| Instrument | 2025000104 |
| Name | PEAPACK GLADSTONE BANK |
|---|---|
| Type | Bank |
| Address | BEDMINSTER, NJ 07921 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jan 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jun 01, 2026 |
| Property Address | 54 BERTA PL, BASKING RIDGE, NJ 07920-1106 |
| Document Number | 0000015141 |
| Book / Page | 7683 / 3845 |
| Instrument Date | May 19, 2026 |
| Instrument | 202615141 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | REI TITLE, RESIDE TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $637,310.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 BERTA PL, BASKING RIDGE, NJ 07920-1106 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015142, |
|---|---|
| Date | Jun 01, 2026 |
| Instrument | 202615142 |
| Name | KIND LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 54 BERTA PL, BASKING RIDGE, NJ 07920-1106 |
| Document Number | 0000042743 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 54 BERTA PL BASKING RIDGE NJ 079201106, BASKING RIDGE, NJ 07920-1106 |
| Document Number | 0000042743 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 007083/002389 |
| Instrument | 42743 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Somerset County and Bernards Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,075,400 (+5.95%) Land $530,300 Building $1,545,100 | $2,075,400 (+5.95%) Land $530,300 Building $1,545,100 | |
| 2025 | $33,065.00 (+15.7%) | $1,958,800 (+36.7%) Land $510,300 Building $1,448,500 | $1,958,800 (+36.7%) Land $510,300 Building $1,448,500 |
| 2024 | $28,578.00 (+1.7%) | ||
| 2023 | $1,432,900 Land $428,200 Building $1,004,700 | $1,432,900 Land $428,200 Building $1,004,700 | |
| 2022 | $28,101.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Oct 1996 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Communications Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 195 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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