Hampden County and Springfield City property record for 54 Bernard St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,298 sqft · built 1949 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Feb 2026) |
| Tax Bill | $3,556 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:01360 P:0013 |
| Primary APN | SPRI S:01360 P:0013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,298 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Game Room | Game Room |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,000 sqft (0.161 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 13600013 |
|---|---|
| Street Address | 54 BERNARD ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-1208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 801502 |
Source: Hampden County and Springfield City records · APN SPRI S:01360 P:0013
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 183 DENVER ST, SPRINGFIELD, MA 01109-1820 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Feb 27, 2026 | Quit Claim Deed, Transfer UNITED WHOLESALE MORTGAGE |
| Mar 15, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Prior Sale | Mar 15, 2021 · Amount on Record |
| Deed Book / Page | 26235 / 438 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Feb 27, 2026 |
| Property Address | 54 BERNARD ST, SPRINGFIELD, MA 01109-1208 |
| Document Number | 026235-438 |
| Book / Page | 26235 / 438 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 8758 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 183 DENVER ST, SPRINGFIELD, MA 01109-1820 |
| Document Number | 0000008759 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 8759 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Number | 026235-459 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 26235/459 |
| Instrument | 8760 |
| Name | SPRINGFIELD, CITY OF |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Mar 15, 2021 |
| Property Address | 54 BERNARD ST, SPRINGFIELD, MA 01109-1208 |
| Document Number | 23763-363 |
| Book / Page | 23763 / 363 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 17474 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 54 BERNARD ST, SPRINGFIELD, MA 01109-1208 |
| Document Number | 17475 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 17475 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,556.00 (+6.95%) | $226,800 (+16.31%) Land $40,700 Building $186,100 | $271,605 (+11.03%) |
| 2024 | $244,625 | ||
| 2023 | $3,325.00 | $195,000 Land $30,800 Building $164,200 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: GoNetspeed.
Based on FCC filings for 709 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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