Hancock County and Tremont Town property record for 54 Bernard Rd, Bernard, ME 04612
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,712 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | TREM M:016 L:023 |
| Primary APN | TREM M:016 L:023 |
|---|---|
| Alternative APN |
|
| Lot Area | 75,359 sqft (1.73 acres) |
|---|
| Account Number | 1120 |
|---|---|
| Street Address | 54 BERNARD RD |
| City | BERNARD |
| State | ME |
| Zip | 04612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 23 |
| Jurisdiction | TREMONT ME |
| Township / Civil Division | TREMONT |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 966200 |
54 Bernard Rd, a single family home, is owned by two individuals.
Source: Hancock County and Tremont Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 242, BERNARD, ME 04612-0242 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TREMONT ME |
| Property Address | 54 BERNARD RD, BERNARD, ME 04612 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0072860976 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 7286/976 |
| Instrument | 2023010804 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 54 Bernard Rd was $5,712, up 8.9% from the year before.
Source: Hancock County and Tremont Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Tremont Town |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Elementary School District | Tremont (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,712.00 (+8.86%) | $575,800 (+1.52%) Land $360,100 Building $215,700 |
| 2024 | $5,247.00 (-18.93%) | $567,200 (+12.36%) Land $360,100 Building $207,100 |
| 2023 | $6,472.00 (+21.52%) | $504,800 (+10.31%) Land $419,800 Building $85,000 |
| 2022 | $5,326.00 | $457,600 Land $419,800 Building $37,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 54 Bernard Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (1982–2008) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Bernard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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