McDowell County property record for 54 Ben St, Marion, NC 28752 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1989 |
| Square Footage | 1,084 sqft Heated Area |
| Lot Size | 22,500 sqft (0.516 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $589.00 (2025) |
| Primary APN | 1700-05-07-5646 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,084 sqft Heated Area |
| Basement Area | 1,008 sqft Basement |
| Finished Basement | 1,008 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 22,500 sqft (0.516 acres) |
| Depth X Width | 150 ft x 150 ft Depth x Width |
| Porch | Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 4416586 |
|---|---|
| Street Address | 54 BEN ST |
| City | MARION |
| State | NC |
| Zip | 28752-5247 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.590 AC |
| Legal Subdivision | DIVISION/THE PAUL EDWARD HOLME |
| Jurisdiction | MCDOWELL NC |
| Minor Civil Division | MARION |
| Census Blockgroup | 2 |
| Census Block | 2033 |
| Census Tract | 970500 |
Source: McDowell County records · APN 1700-05-07-5646
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 BEN ST, MARION, NC 28752-5247 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 11, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Sep 06, 2017 | Deed of Trust, Mortgage · Stand Alone First Mortgage FIFTH THIRD BANK |
| Apr 26, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jan 13, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 01, 1998 |
| Deed Sale | Dec 01, 1998 |
| Deed Doc Number | 0000057685 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 54 BEN ST, MARION, NC 28752-5247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0012120791 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 1212/0791 |
| Instrument | 2017002292 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 54 BEN ST, MARION, NC 28752-5247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012230598 |
|---|---|
| Date | Sep 06, 2017 |
| Book Page | 1223/0598 |
| Instrument | 2017004360 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 54 BEN ST, MARION, NC 28752-5247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012730204 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 1273/0204 |
| Instrument | 2019001873 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 54 BEN ST, MARION, NC 28752-5247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012970975 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 1297/0975 |
| Instrument | 2020000194 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 54 BEN ST, MARION, NC 28752-5247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0013230960 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 1323/960 |
| Instrument | 2020004908 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $589.00 (-48.01%) Senior Citizen's exemption | $164,010 (-) Land $25,000 Building $139,010 | |
| 2023 | $1,133.00 | $164,010 Land $25,000 Building $139,010 | $164,010 Land $25,000 Building $139,010 |
54 Ben St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · McDowell County (37111C), updated December 13, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,448 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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