54 Bellows Dr E, White Stone, VA 22578 Property Records

Lancaster County property record for 54 Bellows Dr E, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,512 sqft · built 2005
Lot Size	4.19 acres (182,516 sqft)
Owner	Individual Name on Record
Last Sale	$1,149,000 (Nov 2023)
Tax Bill	$72 (2025)
Deeds & Mortgages	Nov 2023 Sale Oct 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`35H 1 9`

Property Details

APN / Parcel Number

Primary APN	`35H 1 9`
Alternative APN	`12684`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,512 sqft Living Area
Gross Area	8,756 sqft
1st Floor Area	4,956 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Fire Resistance	Fireproof Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	182,516 sqft (4.19 acres)
Garage Area	832 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	984 sqft
Deck Area	144 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12684
Street Address	54 BELLOWS DR E
City	WHITE STONE
State	VA
Zip	22578-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	BELLOWS LANDING 4.19 AC LOT 9 LR23/1954 PB4/52
Legal Subdivision	BELLOWS LANDING
Legal Lot Number	9
Jurisdiction	LANCASTER VA
Township / Civil Division	3
Census Block Group	2
Census Block	2014
Census Tract	30301

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 BELLOWS DR E, WHITE STONE, VA 22578-2240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Warranty Deed, Transfer LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2023 · Amount on Record
Deed Sale	Nov 14, 2023 · Amount on Record
Prior Sale	Oct 29, 2020 · Amount on Record
Deed Document Number	20231954
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Nov 14, 2023
Property Address	54 BELLOWS DR E, WHITE STONE, VA 22578-2240
Document Number	0230001954
Instrument Date	Nov 6, 2023
Instrument	230001954
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 BELLOWS DR E, WHITE STONE, VA 22578-2240

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Oct 29, 2020
Property Address	54 BELLOWS DR E, WHITE STONE, VA 22578-2240
Document Number	0200002452
Instrument Date	Oct 27, 2020
Instrument	200002452
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LYNCHELL PL, HENRICO, VA 23238-5560

Mortgage

Document Number	0200002453
Date	Oct 29, 2020
Instrument	200002453

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 23, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$72.00 (-98.64%)	$1,314,700 (+55.97%) Land $260,900 Building $1,053,800	$1,314,700 (+55.97%) Land $260,900 Building $1,053,800
2023	$5,310.00	$842,900 Land $248,400 Building $594,500	$842,900 Land $248,400 Building $594,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 174 individual policies
Nearby Flood Policies	190 units insured incl. 16 condo units
Nearby Flood Claims	28 (2003–2023)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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