54 Beech St, New Bedford, MA 02740 Property Records

Bristol County and New Bedford City property record for 54 Beech St, New Bedford, MA 02740

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,908 sqft · built 2017
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jun 2017)
Tax Bill	$5,450 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0056 L:0239`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0056 L:0239`
Alternative APNs	`NWBF M:0056 L:0239` `37189`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	2,886 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,002 sqft (0.184 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	37189
Street Address	54 BEECH ST
City	NEW BEDFORD
State	MA
Zip	02740-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	239
Jurisdiction	NEW BEDFORD MA
Township / Civil Division	NEW BEDFORD
Census Block Group	2
Census Block	2003
Census Tract	651500

Owner

54 Beech St is owned and occupied by two individuals who bought it in June 2017.

Source: Bristol County and New Bedford City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 BEECH ST, NEW BEDFORD, MA 02740-2606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit NEW BEDFORD CREDIT UNION
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Oct 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GUILD MORTGAGE CO
Apr 21, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 24, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 13, 2017	Quit Claim Deed, Transfer · VA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on File
Deed Sale	Jun 13, 2017 · Amount on File
Deed Document Number	201713141
Deed Book / Page	12100 / 139
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Recording Date	Aug 31, 2026
Property Address	54 BEECH ST, NEW BEDFORD, MA 02740-2606
Document Number	0000158830
Book / Page	15485 / 486
Instrument Date	Aug 14, 2026
Instrument	2026158830
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 BEECH ST, NEW BEDFORD, MA 02740-2606

Mortgage

Document Number	0000158830,
Date	Aug 31, 2026
Book Page	15485/486
Instrument	2026158830

Lender

Name	NEW BEDFORD CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	54 BEECH ST, NEW BEDFORD, MA 02740-2606
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	013678-265
Date	Mar 1, 2021
Book Page	13678/265
Instrument	6365

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	54 BEECH ST, NEW BEDFORD, MA 02740-2606
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	014486-294
Date	Oct 3, 2022
Book Page	14486/294
Instrument	22124

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	54 BEECH ST, NEW BEDFORD, MA 02740-2606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13187-190
Date	Apr 21, 2020
Book Page	13187/190
Instrument	8968

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	325 Months
Due	May 1, 2047

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW BEDFORD MA
Recording Date	Oct 24, 2018
Property Address	54 BEECH ST, NEW BEDFORD, MA 02740-2606
Document Number	12609-274
Book / Page	012609 / 000274
Instrument Date	Oct 22, 2018
Instrument	24728
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 BEECH ST NEW BEDFORD MA 02740, NEW BEDFORD, MA 02740

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW BEDFORD MA
Recording Date	Jun 13, 2017
Property Address	54 BEECH ST, NEW BEDFORD, MA 02740-2606
Document Number	12100-139
Book / Page	012100 / 000139
Instrument Date	Jun 13, 2017
Instrument	13141
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,390.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	173 SHAWMUT AVE NEW BEDFORD MA 027404437, NEW BEDFORD, MA 02740-4437

Mortgage

Document Number	12100-141
Date	Jun 13, 2017
Book Page	012100/000141
Instrument	13142

Lender

Name	STEARNS LNDG

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 54 Beech St was $5,450, up 6.8% from the year before.

Source: Bristol County and New Bedford City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	New Bedford City
Unified School District	New Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,450.00 (+6.84%)	$481,900 (+13.36%) Land $112,000 Building $369,900	$497,040 (+34.09%)
2024	$5,101.00 (-10.85%)	$425,100 (+6.17%) Land $104,000 Building $321,100	$370,690
2023	$5,722.00	$400,400 Land $88,000 Building $312,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Beech St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 54 Beech St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BEDFORD DPI serves 101,079 people · EPA ID MA4201000
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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