54 Bay Ridge Loop, Mascotte, FL 34753 Property Records

Lake County property record for 54 Bay Ridge Loop, Mascotte, FL 34753

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,020 sqft · built 2000
Lot Size	0.271 acres (11,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$141,000 (Jan 2018)
Tax Bill	$2,431 (2024)
Deeds & Mortgages	Jan 2018 Sale & Mortgage Aug 2017 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-22-24-0025-000-00700`

Property Details

APN / Parcel Number

Primary APN	`15-22-24-0025-000-00700`
Alternative APN	`3588304`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	11,832 sqft (0.271 acres)
Garage Type	Finished
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3588304
Street Address	54 BAY RIDGE LOOP
City	MASCOTTE
State	FL
Zip	34753-8833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MASCOTTE BAY RIDGE SUB LOT 7 PB 35 PGS 44-45 ORB 5059 PG 975
Legal Range	24E
Legal Township	22S
Legal Section	15
Legal Subdivision	BAY RIDGE
Legal Tract	25
Legal Lot Number	7
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1013
Census Tract	31205

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2018	Warranty Deed, Transfer CALIBER HM LOANS
Aug 22, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY
Sep 6, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2018 · Amount on Record
Deed Sale	Jan 29, 2018 · Amount on Record
Prior Sale	Sep 6, 2017 · Amount on Record
Deed Document Number	2018010573
Deed Book / Page	5059 / 0975
Record Updated	Jun 8, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 29, 2018
Property Address	54 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833
Document Number	0050590975
Book / Page	005059 / 000975
Instrument Date	Jan 25, 2018
Instrument	10573
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$987.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 BAY RIDGE LOOP MASCOTTE FL 347538833, MASCOTTE, FL 34753-8833

Mortgage

Document Number	50590977
Date	Jan 29, 2018
Book Page	005059/000977
Instrument	10574

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE FL
Recording Date	Aug 22, 2017
Property Address	54 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833
Document Number	0049901837
Book / Page	004990 / 001837
Instrument Date	Aug 22, 2017
Instrument	91085
Transaction Type	Foreclosure
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$561.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1342 HIGH ST EUGENE OR 974013237, EUGENE, OR 97401-3237

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE FL
Recording Date	Sep 6, 2017
Property Address	54 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833
Document Number	0049962384
Book / Page	004996 / 002384
Instrument Date	Aug 22, 2017
Instrument	96129
Transaction Type	Foreclosure
Record Updated	Sep 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$561.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1342 HIGH ST EUGENE OR 974013237, EUGENE, OR 97401-3237

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mascotte City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$137,220 (+5.98%) Land $60,000 Building $77,220	$211,972 (+16.27%) Land $60,000 Building $151,972
2024	$2,431.00 (+11.11%)
2023	$2,188.00 (+4.64%) Homeowner's exemption	$129,480 (+3%)	$182,306 (+18.59%) Land $60,000 Building $122,306
2022	$2,091.00 Homeowner's exemption	$125,710	$153,722 Land $31,500 Building $122,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2004–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOTTE WATER DEPARTMENT serves 12,355 people · EPA ID FL3350812
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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