54 Atlantic St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 54 Atlantic St, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,232 sqft · built 1920
Lot Size	3.7 acres (161,172 sqft)
Owner	2 Individual Names on File
Last Sale	$2,200,000 (Jul 2021)
Tax Bill	$6,503 (2025)
Deeds & Mortgages	Jul 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0246 B:0001 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0246 B:0001 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	2,156 sqft
1st Floor Area	924 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	161,172 sqft (3.7 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	54 ATLANTIC ST
City	GLOUCESTER
State	MA
Zip	01930-1660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3017
Census Tract	221902

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0246 B:0001 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	54 ATLANTIC ST, GLOUCESTER, MA 01930-1660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Nov 07, 2014 · Amount on Record
Deed Book / Page	40122 / 502
Transfer Doc	34761-525
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	54 ATLANTIC ST, GLOUCESTER, MA 01930-1660
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041082-555
Date	Jul 22, 2022
Book Page	41082/555
Instrument	20220722002050

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,503.00 (+2.34%)	$669,000 (+2.45%) Land $334,600 Building $334,400
2024	$6,354.00 (+7.68%)	$653,000 (+17.19%) Land $318,600 Building $334,400	$520,220
2023	$5,901.00	$557,200 Land $247,400 Building $309,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.