54 Aspen Way, Warwick, RI 02886 Property Records

Warwick City property record for 54 Aspen Way, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1992
Lot Size	0.161 acres (7,012 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jul 2020)
Tax Bill	$4,453 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34605560000`

Property Details

APN / Parcel Number

Primary APN	`34605560000`
Alternative APNs	`WARW M:346 B:0556 L:0000` `121067`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	864 sqft
Basement Area	792 sqft
Unfinished Basement	396 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,012 sqft (0.161 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	121067
Street Address	54 ASPEN WAY
City	WARWICK
State	RI
Zip	02886-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	556
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3051
Census Tract	21901

Owner

54 Aspen Way is owned and occupied by two individuals who bought it in July 2020.

Source: Warwick City records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 ASPEN WAY, WARWICK, RI 02886-5005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 6, 2020	Warranty Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Aug 7, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Mar 11, 1996 · Amount on File
Deed Document Number	20209390
Deed Book / Page	9551 / 143
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Recording Date	Jun 22, 2026
Property Address	54 ASPEN WAY, WARWICK, RI 02886-5005
Document Number	0000007107
Book / Page	10914 / 207
Instrument Date	Jun 11, 2026
Instrument	20267107
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 ASPEN WAY, WARWICK, RI 02886-5005

Mortgage

Document Number	0000007107,
Date	Jun 22, 2026
Book Page	10914/207
Instrument	20267107

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.36%
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jul 6, 2020
Property Address	54 ASPEN WAY, WARWICK, RI 02886-5005
Document Number	9551-143
Book / Page	9551 / 143
Instrument Date	Jul 2, 2020
Instrument	9390
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	54 ASPEN WAY, WARWICK, RI 02886-5005

Mortgage

Document Number	9391
Date	Jul 6, 2020
Instrument	9391

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	54 ASPEN WAY, WARWICK, RI 02886-5005
Document Number	8883-164
Book / Page	008883 / 000164
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 ASPEN WAY WARWICK RI 028865005, WARWICK, RI 02886-5005

Mortgage

Document Number	8883-164
Date	Aug 21, 2017
Book Page	008883/000164
Instrument	12261

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Aug 20, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 54 Aspen Way was $4,453.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,453.00	$350,600 Land $104,900 Building $245,700
2024			$340,290
2023	$4,097.00 (+2.32%)	$288,700 (+35.03%) Land $83,000 Building $205,700
2022	$4,004.00	$213,800 Land $57,400 Building $156,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Aspen Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 54 Aspen Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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