Lafayette County property record for 54 Aspen Loop, Oxford, MS 38655 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,642 sqft · built 2004 |
| Lot Size | 0.094 acres (4,103 sqft) |
| Owner | Individual Name on File |
| Last Sale | $223,800 (Apr 2005) |
| Tax Bill | $2,323 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146R-24-055.00 |
| Primary APN | 146R-24-055.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,642 sqft Living Area |
| 1st Floor Area | 868 sqft |
| 2nd Floor Area | 694 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,103 sqft (0.094 acres) |
| Lot Dimensions | 100 ft deep x 40.7 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 23935 |
|---|---|
| Street Address | 54 ASPEN LOOP |
| City | OXFORD |
| State | MS |
| Zip | 38655-2552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 ASPEN RIDGE S/D PREV APN: 087P-24-108 |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 24 |
| Legal Subdivision | ASPEN RIDGE SD |
| Legal Lot Number | 16 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 950304 |
Source: Lafayette County records · APN 146R-24-055.00
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 ASPEN LOOP, OXFORD, MS 38655-2552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Nov 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage THE HOME LENDING GROUP LLC |
| Dec 12, 2018 | Deed of Trust, Mortgage · FHA Mortgage THE HOME LENDING GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2005 · Amount on Record |
| Deed Sale | Apr 11, 2005 · Amount on Record |
| Deed Document Number | 20053203 |
| Prior Transfer Date | Mar 30, 2005 |
| Prior Transfer Doc | 0200503204 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 54 ASPEN LOOP, OXFORD, MS 38655-2552 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201909993 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 201909993 |
| Name | THE HOME LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLOWOOD, MS 39232 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 54 ASPEN LOOP, OXFORD, MS 38655-2552 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201810234 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 201810234 |
| Name | THE HOME LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLOWOOD, MS 39232 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,323.00 (+24.96%) Homeowner's exemption | $20,161 (+21.47%) | $201,610 (+21.47%) Land $30,000 Building $171,610 |
| 2023 | $1,859.00 Homeowner's exemption | $16,598 | $165,980 Land $30,000 Building $135,980 |
Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), updated March 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280719503042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Wildfire Risk | Low above 34% of the US · above 18% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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