54 Arrowhead Ln, Whittier, NC 28789 Property Records

Jackson County property record for 54 Arrowhead Ln, Whittier, NC 28789

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,120 sqft · built 1971
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2022)
Tax Bill	$1,467 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7612-10-5851`

Property Details

APN / Parcel Number

Primary APN	`7612-10-5851`
Alternative APN	`85306`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,120 sqft Heated Area
1st Floor Area	1,800 sqft
Basement Area	1,320 sqft
Finished Basement	1,320 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Garage Area	900 sqft
Carport	Carport
Carport Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	492 sqft
Deck Area	36 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	54 ARROWHEAD LN
City	WHITTIER
State	NC
Zip	28789-9440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF NATIONS CREEK RD
Jurisdiction	JACKSON NC
Township / Civil Division	BARKERS CREEK
Census Block Group	3
Census Block	3021
Census Tract	950500

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	470 HIGHWAY 19 S, US, BRYSON CITY, NC 28713-9541
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 22, 2021	Warranty Deed, Transfer CAROLINA HARD MONEY ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Book / Page	2336 / 1467
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	54 ARROWHEAD LN, WHITTIER, NC 28789-9440
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023571910
Date	Jun 15, 2023
Book Page	2357/1910

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 10, 2022
Property Address	54 ARROWHEAD LN, WHITTIER, NC 28789-9440
Document Number	0023361467
Book / Page	2336 / 1467
Instrument Date	Jun 9, 2022
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	470 HIGHWAY 19 S, 470, BRYSON CITY, NC 28713-9541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 HIGHWAY 19 S # US, US, BRYSON CITY, NC 28713-9541

Mortgage

Document Number	0023361472
Date	Jun 10, 2022
Instrument	2336/1472

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 22, 2021
Property Address	54 ARROWHEAD LN, WHITTIER, NC 28789-9440
Document Number	0023230722
Book / Page	2323 / 722
Instrument Date	Dec 21, 2021
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 CYPRESS PT, 108, SAINT SIMONS ISLAND, GA 31522-2448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 HIGHWAY 19 S # US, US, BRYSON CITY, NC 28713-9541

Mortgage

Document Number	0023230728
Date	Dec 22, 2021
Book Page	2323/728

Lender

Name	CAROLINA HARD MONEY ISAOA
Type	Non-Lending Institution
Address	ROCK HILL, SC 29730

Agreement

Amount	Amount Recorded
Term	7 Months
Due	Jul 1, 2022

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$386,069 (+68.89%) Land $75,160 Building $310,909
2025	$1,467.00 (+69.01%)
2023	$868.00	$228,590 Land $75,160 Building $153,430

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arrowhead Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures