54 Arnold Ave, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam City property record for 54 Arnold Ave, Amsterdam, NY 12010

Property Summary

Property Type	Triplex
Details	3 bd · 2 ba · 2,576 sqft · built 1896
Lot Size	0.11 acres (4,795 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Sep 2005)
Tax Bill	$1,853 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`270100 39.75-2-45`

Property Details

APN / Parcel Number

Primary APN	`270100 39.75-2-45`
Alternative APNs	`010003907500020450000000` `0007020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,576 sqft Total Area
1st Floor Area	1,288 sqft
2nd Floor Area	1,288 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,795 sqft (0.11 acres)
Lot Dimensions	95.9 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	224 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0007020
Street Address	54 ARNOLD AVE
City	AMSTERDAM
State	NY
Zip	12010-3421
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	03 - MULTI
Legal Description	RES G L 50 X 97
Legal Block	2
Legal Lot Number	45.000
Jurisdiction	MONTGOMERY NY
Township / Civil Division	AMSTERDAM
Census Block Group	1
Census Block	1027
Census Tract	70500

Owner

54 Arnold Ave, a triplex, is owned by two individuals who bought it in September 2005.

Source: Montgomery County and Amsterdam City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 CARRIAGE WAY, BALLSTON SPA, NY 12020-2722
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage ARROW BANK NA
Dec 10, 2025	Deed of Trust, Mortgage FEDERAL HM LN BK NY
Dec 10, 2025	Deed of Trust, Mortgage ARROW BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2005 · Amount on File
Deed Sale	Sep 27, 2005 · Amount on File
Deed Book / Page	1317 / 8
Prior Transfer Date	Mar 25, 2000
Prior Transfer Doc	0667000139
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NY
Property Address	54 ARNOLD AVE, AMSTERDAM, NY 12010-3421
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000262
Date	Dec 10, 2025
Instrument	2025-4262

Lender

Name	ARROW BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jan 1, 2054

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NY
Property Address	54 ARNOLD AVE, AMSTERDAM, NY 12010-3421
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000264
Date	Dec 10, 2025
Instrument	2025-4264

Lender

Name	FEDERAL HM LN BK NY

Agreement

Amount	Amount on Record

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NY
Property Address	54 ARNOLD AVE, AMSTERDAM, NY 12010-3421
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000263
Date	Dec 10, 2025
Instrument	2025-4263

Lender

Name	ARROW BANK NA

Agreement

Amount	Amount on Record
Term	337 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 54 Arnold Ave was $1,853, up 139.4% from the year before.

Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Amsterdam City
County	Montgomery County
Unified School District	Amsterdam City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,853.00 (+139.41%)
2025	$774.00	$37,000 Land $3,500 Building $33,500	$108,824 Land $10,294 Building $98,530
2023		$37,000 Land $3,500 Building $33,500	$86,047 Land $8,140 Building $77,907
2020	$672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Arnold Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Arnold Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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