54 Anchor Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 54 Anchor Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 742 sqft · built 1952
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,450 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2026 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`098-040-011-3`

Property Details

APN / Parcel Number

Primary APN	`098-040-011-3`
Alternative APN	`098-040-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	742 sqft Living Area
1st Floor Area	742 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Wood
Roof Material	Tar & Gravel
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Carport
Garage Area	415 sqft
Carport	Carport
Carport Area	415 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	54 ANCHOR DR
City	BAY POINT
State	CA
Zip	94565-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	SHORE ACRES #1 LOT 11 LESS M R
Legal Subdivision	SHORE ACRES 01
Legal Lot Number	11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	1
Census Block	1007
Census Tract	314200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 ANCHOR DR, BAY POINT, CA 94565-1436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit SELF-HELP CREDIT UNION
Mar 2, 2026	Intrafamily Transfer, Transfer
Apr 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 19, 2020
Transfer Doc	0000063206
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 21, 2026
Property Address	54 ANCHOR DR, BAY POINT, CA 94565-1436
Document Number	0000040083
Instrument Date	Mar 4, 2026
Instrument	202640083
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	54 ANCHOR DR, BAY POINT, CA 94565-1436

Mortgage

Document Number	0000040083,
Date	Apr 21, 2026
Instrument	202640083

Lender

Name	SELF-HELP CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 2, 2026
Property Address	54 ANCHOR DR, BAY POINT, CA 94565-1436
Document Number	0000020290
Map Reference	VOL 43 PG 12
Instrument Date	Mar 2, 2026
Instrument	2026- 020290
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	54 ANCHOR DR, BAY POINT, CA 94565-1436

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 2, 2020
Property Address	54 ANCHOR DR, BAY POINT, CA 94565-1436
Document Number	0000063206
Map Reference	VOL 43 PG 12
Instrument Date	Mar 19, 2020
Instrument	2020-063206
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 ANCHOR DR, BAY POINT, CA 94565-1436

Mortgage

Document Number	0000063207
Date	Apr 2, 2020
Instrument	2020-063207

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$150,270 (+2%) Land $97,240 Building $53,030
2025	$2,450.00 (+6.52%)	$147,325 (+4.04%) Land $95,334 Building $51,991
2023	$2,300.00 (+0.57%)	$141,606 Land $91,633 Building $49,973
2022	$2,287.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1998–2005)
Most Recent Claim	Feb 2005 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Verizon.

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