Beaufort County property record for 54 Alljoy Rd, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 10 ba · 3,086 sqft · built 1950 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,038,684 (Nov 2017) |
| Tax Bill | $7,134 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Oct 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R60003900B00190000 |
| Primary APN | R60003900B00190000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 10 Baths |
| Half Baths | 5 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,086 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,155 sqft (0.83 acres) |
| Garage Type | Detached |
| Garage Area | 752 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00505180 |
|---|---|
| Old Parcel Number | R60003900B00190000 |
| Street Address | 54 ALLJOY RD |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6116 |
| Legal Description | LOT 3 BLK A PALMETTO BEACH S/D PB38 P46 PB106 P141*SPLIT 11/05 0.81 AC 39B/350- |
| Legal Subdivision | BLUFFTON WATERFRONT |
| Legal Block | A |
| Legal Lot Number | 3 4 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 2108 |
Source: Beaufort County assessment roll, as of September 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 54 ALLJOY RD, BLUFFTON, SC 29910-7201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 17, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Jul 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JOSEPH C HARDEN |
| Nov 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage PALMETTO STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 8, 2017 · Amount on Record |
| Deed Sale | Nov 8, 2017 · Amount on Record |
| Prior Sale | May 26, 2005 · Amount on Record |
| Deed Document Number | 2017061098 |
| Deed Book / Page | 3620 / 2265 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 54 ALLJOY RD, BLUFFTON, SC 29910-7201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000058981 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | 4192/3155 |
| Instrument | 2022058981 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 9, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 54 ALLJOY RD, BLUFFTON, SC 29910-7201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000057455 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 4190/2033 |
| Instrument | 2022057455 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 9, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 54 ALLJOY RD, BLUFFTON, SC 29910-7201 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000026501 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 3865/2954 |
| Instrument | 2020026501 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 54 ALLJOY RD, BLUFFTON, SC 29910-7201 |
| Document Number | 0000037863 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 54 ALLJOY RD BLUFFTON SC 299107201, BLUFFTON, SC 29910-7201 |
| Document Number | 0000037863 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 003683/003016 |
| Instrument | 37863 |
| Name | JOSEPH C HARDEN |
|---|---|
| Address | 200 COTTON HALL RD, YEMASSEE, SC 29945-7300 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Nov 8, 2017 |
| Property Address | 54 ALLJOY RD, BLUFFTON, SC 29910-7201 |
| Document Number | 0000061098 |
| Book / Page | 3620 / 2265 |
| Map Reference | MB 6 PG 79 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 2017061098 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,844.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 54 ALLJOY RD, BLUFFTON, SC 29910-7201 |
| Document Number | 0000061099 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 3620/2270 |
| Instrument | 2017061099 |
| Name | PALMETTO STATE BANK |
|---|---|
| Type | Bank |
| Address | BLUFFTON, SC 29910 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 64 Months |
| Due | Mar 1, 2023 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,134.00 (-0.08%) | $57,510 (-50.73%) | |
| 2024 | $7,140.00 | $116,732 (-) Land $73,872 Building $42,860 | $2,918,300 (-) Land $1,846,800 Building $1,071,500 |
| 2023 | $7,140.00 (+45.21%) | $116,732 (+212.95%) Land $73,872 Building $42,860 | $2,918,300 (+212.95%) Land $1,846,800 Building $1,071,500 |
| 2022 | $4,917.00 | $37,300 Land $27,392 Building $9,908 | $932,500 Land $684,800 Building $247,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 37 (1990–2024) |
| Claims Outside the SFHA | 6 of 37 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Cable One Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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