54 1st St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 54 1st St, Worcester, MA 01602

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,844 sqft · built 2002
Lot Size0.322 acres (14,025 sqft)
OwnerIndividual Name on Record
Last Sale$392,000 (Apr 2019)
Tax Bill$8,678 (2026)
Deeds & MortgagesNov 2020 Refinance
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-037-050+2

Property Details

APN / Parcel Number

Primary APN42-037-050+2
Alternative APN
  • WORC M:42 B:037 L:050+2

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,844 sqft Living Area
Gross Area5,450 sqft
1st Floor Area1,478 sqft
Basement Area1,366 sqft
Unfinished Basement1,366 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,025 sqft (0.322 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number42-037-050+2
Street Address54 1ST ST
CityWORCESTER
StateMA
Zip01602-3106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL-7
Legal SubdivisionWORCESTER
Legal Block37
Legal Lot Number50+2
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2013
Census Tract731002

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address54 1ST ST, WORCESTER, MA 01602-3106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Apr 12, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
SANTANDER BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2019 · Amount on Record
Deed SaleApr 12, 2019 · Amount on Record
Prior SaleMar 27, 2003 · Amount on Record
Deed Document Number201932148
Deed Book / Page60266 / 229
Prior Transfer DateApr 11, 2019
Prior Transfer Doc60266-229
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address54 1ST ST, WORCESTER, MA 01602-3106
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number63798-82
DateNov 20, 2020
Book Page63798/82
Instrument142716
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateApr 12, 2019
Property Address54 1ST ST, WORCESTER, MA 01602-3106
Document Number60266-229
Book / Page60266 / 229
Instrument DateApr 11, 2019
Instrument32148
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 1ST ST, WORCESTER, MA 01602-3106

Mortgage

Document Number32149
DateApr 12, 2019
Instrument32149
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,678.00 (+2.53%)$653,500 (+1.84%) Land $104,900 Building $548,600$656,890 (+7.47%)
2025$8,464.00 (+6.33%)$641,700 (+15.6%) Land $98,800 Building $542,900$611,230 (+7.07%)
2024$570,855
2023$7,960.00$555,100 Land $85,900 Building $469,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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