54 1st St, Toms River, NJ 08757 Property Records

Ocean County and Berkeley Township property record for 54 1st St, Toms River, NJ 08757

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 520 sqft · built 2022
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on File
Last Sale	$457,400 (Aug 2023)
Tax Bill	$6,415 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06 00073-0000-00840-01`

Property Details

APN / Parcel Number

Primary APN	`06 00073-0000-00840-01`
Alternative APNs	`06-00073-0000-00840-02` `06000730000008400001`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	520 sqft Living Area
1st Floor Area	520 sqft
Basement Area	1,440 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	54 1ST ST
City	TOMS RIVER
State	NJ
Zip	08757-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	90X100
Legal Subdivision	BERKELEY
Legal Block	73
Legal Lot Number	840.2
Jurisdiction	OCEAN NJ
Township / Civil Division	BERKELEY
Census Block Group	2
Census Block	2034
Census Tract	731205

Owner

54 1st St is owned and occupied by an individual who bought it in August 2023.

Source: Ocean County and Berkeley Township records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	54 1ST ST, TOMS RIVER, NJ 08757-5019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY LOAN FUNDING OF NEW JERSEY
Aug 21, 2023	Redemption Deed, Transfer
Feb 8, 2023	Deed, Transfer
Aug 4, 2023	Re-recorded Document
Aug 8, 2023	Deed, Transfer · FHA Mortgage PENTAGON FCU
Dec 20, 2018	Grant Deed, Transfer MID-STATE ABSTRACT COMPANY, MID-STATE ABSTRACT CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on File
Deed Sale	Aug 8, 2023 · Amount on File
Prior Sale	Dec 20, 2018 · Amount on File
Deed Document Number	202359496
Deed Book / Page	19452 / 1944
Prior Transfer Date	Feb 7, 2023
Prior Transfer Doc	0194510374
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	54 1ST ST, TOMS RIVER, NJ 08757-5019
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0194430373
Date	Jul 27, 2023
Book Page	19443/373
Instrument	2023056358

Lender

Name	COMMUNITY LOAN FUNDING OF NEW JERSEY
Type	Mortgage Company
Address	NEW BRUNSWICK, NJ 08901

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	OCEAN NJ
Recording Date	Aug 21, 2023
Property Address	54 1ST ST, TOMS RIVER, NJ 08757-5019
Document Number	0194640069
Book / Page	19464 / 69
Instrument Date	Jul 10, 2023
Instrument	2023062838
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Redemption Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Feb 8, 2023
Property Address	54 1ST ST, TOMS RIVER, NJ 08757-5019
Document Number	0192960489
Book / Page	19296 / 489
Instrument Date	Feb 7, 2023
Instrument	2023010051
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 HOOPER AVE STE 204, 204, TOMS RIVER, NJ 08753-7782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 HOOPER AVE, TOMS RIVER, NJ 08753-7780
Investor	Possibly a Property Investor

August 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	OCEAN NJ
Recording Date	Aug 4, 2023
Property Address	54 1ST ST, TOMS RIVER, NJ 08757-5019
Document Number	0194510374
Book / Page	19451 / 374
Instrument Date	Feb 7, 2023
Instrument	2023058920
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 HOOPER AVE STE 204, 204, TOMS RIVER, NJ 08753-7782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 HOOPER AVE STE 204, 204, TOMS RIVER, NJ 08753-7782

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Aug 8, 2023
Property Address	54 1ST ST, TOMS RIVER, NJ 08757-5019
Document Number	0194521944
Book / Page	19452 / 1944
Instrument Date	Feb 6, 2023
Instrument	2023059496
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	PROFESSIONAL ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,767.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 HOOPER AVE STE 204, 204, TOMS RIVER, NJ 08753-7782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 1ST ST, TOMS RIVER, NJ 08757-5019

Mortgage

Document Number	2023059497
Date	Aug 8, 2023
Instrument	2023059497

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 20, 2018
Property Address	54 1ST ST, TOMS RIVER, NJ 08757-5019
Document Number	0173360246
Book / Page	017336 / 000246
Instrument Date	Nov 13, 2018
Instrument	124696
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	MID-STATE ABSTRACT COMPANY, MID-STATE ABSTRACT CO

Transaction

Amount	Amount on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	309 HOOPER AVE TOMS RIVER NJ 087537609, TOMS RIVER, NJ 08753-7609

Tax Assessment & Valuation

The 2025 property tax bill for 54 1st St was $6,415, up 7.4% from the year before.

Source: Ocean County and Berkeley Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Berkeley Township
Elementary School District	Berkeley Township School District (KG - 06)
Secondary School District	Central Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,700 (-) Land $57,000 Building $190,700	$247,700 (-) Land $57,000 Building $190,700
2025	$6,415.00 (+7.42%)	$247,700 Land $57,000 Building $190,700	$247,700 Land $57,000 Building $190,700
2024	$5,972.00
2023		$57,000 (-20.39%) Land $57,000	$57,000 (-20.39%) Land $57,000
2022		$71,600 Land $71,600	$71,600 Land $71,600
2021	$1,595.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 54 1st St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (1992–2012)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 1st St is moderate, ranking above 57% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 72% of New Jersey
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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