San Luis Obispo County property record for 54 13th St, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,176 sqft · built 1950 |
| Lot Size | 0.115 acres (5,039 sqft) |
| Owner | Company Name on Record |
| Last Sale | $930,000 (Nov 2020) |
| Tax Bill | $10,542 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Mar 2019 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-164-023 |
| Primary APN | 064-164-023 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,176 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Construction Type | Wood |
| Lot Area | 5,039 sqft (0.115 acres) |
| Terrain | Other |
| Street Address | 54 13TH ST |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PR BCH 1 BL 22 PTN LTS 10 11 & 12 |
| Legal Subdivision | PASO ROBLES BEACH #1 |
| Legal Block | 22 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10504 |
Source: San Luis Obispo County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 830 RIDE OUT WAY, FULLERTON, CA 92835-1450 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 12, 2020 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 19, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Feb 13, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Feb 6, 2018 | Grant Deed, Transfer R E KIRK |
| Feb 6, 2018 | Grant Deed, Transfer · Conventional Mortgage JOHN AVREA 401K P/TR (CT) |
| Aug 10, 2017 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2020 · Amount on Record |
| Deed Sale | Nov 12, 2020 · Amount on Record |
| Prior Sale | Nov 12, 2020 · Amount on Record |
| Deed Document Number | 0000065724 |
| Last Transfer Date | Jul 10, 2025 |
| Transfer Doc | 0000019459 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 12, 2020 |
| Property Address | 54 13TH ST, CAYUCOS, CA 93430-1367 |
| Document Number | 0000065724 |
| Map Reference | MB 3 PG 15 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 2020065724 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 510 E JAMIE AVE, LA HABRA, CA 90631-6842 |
| Document Number | 0000065725 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020065725 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 19, 2019 |
| Property Address | 54 13TH ST, CAYUCOS, CA 93430-1367 |
| Document Number | 0000009560 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 9560 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $955.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 19 MARIPOSA DR SAN LUIS OBISPO CA 934017413, SAN LUIS OBISPO, CA 93401-7413 |
| Document Number | 9561 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 9561 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 13, 2018 |
| Property Address | 54 13TH ST, CAYUCOS, CA 93430-1367 |
| Document Number | 0000005702 |
| Instrument Date | Feb 1, 2018 |
| Instrument | 5702 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $330.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | PO BOX 713 ATASCADERO CA 934230713, ATASCADERO, CA 93423-0713 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 6, 2018 |
| Property Address | 54 13TH ST, CAYUCOS, CA 93430-1367 |
| Document Number | 0000004748 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 4748 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 131 CAYUCOS CA 934300131, CAYUCOS, CA 93430-0131 |
| Document Number | 4749 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 4749 |
| Name | R E KIRK |
|---|---|
| Address | PO BOX 713, ATASCADERO, CA 93423-0713 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 6, 2018 |
| Property Address | 54 13TH ST, CAYUCOS, CA 93430-1367 |
| Document Number | 0000004746 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 4746 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 131 CAYUCOS CA 934300131, CAYUCOS, CA 93430-0131 |
| Document Number | 4747 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 4747 |
| Name | JOHN AVREA 401K P/TR (CT) |
|---|---|
| Address | 2797 CROCKETT CIR, LOS OSOS, CA 93402-4319 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 10, 2017 |
| Property Address | 54 13TH ST, CAYUCOS, CA 93430-1367 |
| Document Number | 0000035616 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 35616 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 828 CAYUCOS CA 934300828, CAYUCOS, CA 93430-0828 |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,542.00 (+1.91%) | $1,006,660 (+4.04%) Land $703,580 Building $303,080 |
| 2023 | $10,344.00 (+1.71%) | $967,572 Land $676,260 Building $291,312 |
| 2022 | $10,170.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1993–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Dec 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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