53B Anchor Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 53B Anchor Dr, Key Largo, FL 33037

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,528 sqft · built 1972
Lot Size	3 acres (145,455 sqft)
Owner	2 Trust Names on File
Last Sale	$4,600,000 (Jun 2026)
Tax Bill	$23,035 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`00569511-003312`

Property Details

APN / Parcel Number

Primary APN	`00569511-003312`
Alternative APNs	`07594100569511003312` `1700487`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	1,528 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Lot Area	145,455 sqft (3 acres)

Location & Zoning

Account Number	1700487
Street Address	53B ANCHOR DR
City	KEY LARGO
State	FL
Zip	33037-5234
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UR
Legal Description	PRIVATE DWELLING AC 53-B ANGELFISH CAY CONDOMINIUM CHALETS NO 5 OR523-869 OR899-605 OR1928-2365 OR2929-0175 OR3086-219 OR3276-1392
Legal Range	41E
Legal Township	59S
Legal Section	07
Legal Subdivision	OCEAN REEF NO 1 RESUBD AREA A
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3050
Census Tract	972700

Owner

53B Anchor Dr, a condominium, is held in a trust since June 2026.

Source: Monroe County records, as of June 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	210 SE MIZNER BLVD, 404, BOCA RATON, FL 33432-5094
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed, Transfer · Conventional Mortgage CITIZENS BANK INC
Apr 1, 2021	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Prior Sale	May 17, 2024 · Amount on File
Deed Document Number	20262546649
Deed Book / Page	3385 / 454
Prior Transfer Date	Jul 25, 2018
Prior Transfer Doc	0029290175
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE FL
Recording Date	Jun 9, 2026
Property Address	53B ANCHOR DR, KEY LARGO, FL 33037-5234
Document Number	0002546649
Book / Page	3385 / 454
Instrument Date	Jun 8, 2026
Instrument	20262546649
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,252,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	210 SE MIZNER BLVD, 404, BOCA RATON, FL 33432-5094

Mortgage

Document Number	0002546650,
Date	Jun 9, 2026
Book Page	3385/462
Instrument	20262546650

Lender

Name	CITIZENS BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE FL
Recording Date	Apr 1, 2021
Property Address	53B ANCHOR DR, KEY LARGO, FL 33037-5234
Document Number	0030860219
Book / Page	3086 / 219
Map Reference	MB 518 PG 147
Instrument Date	Mar 29, 2021
Instrument	2311644
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$14,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	957 MELVIN RD, ANNAPOLIS, MD 21403-1315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 ANCHOR DR # B, B, KEY LARGO, FL 33037-5234

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 27, 2018
Property Address	53B ANCHOR DR, KEY LARGO, FL 33037-5234
Document Number	0029290175
Book / Page	002929 / 000175
Instrument Date	Jul 25, 2018
Instrument	2188398
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	957 MELVIN RD ANNAPOLIS MD 214031315, ANNAPOLIS, MD 21403-1315

Tax Assessment & Valuation

The 2025 property tax bill for 53B Anchor Dr was $23,035, up 70.6% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,035.00 (+70.62%)	$3,334,878 Building $3,334,878	$3,334,878 Building $3,334,878
2024	$13,501.00 (+2.44%)
2023	$13,179.00 (+4.74%) Homeowner's exemption	$1,919,109 (+3%) Building $1,919,109	$2,357,279 (+16.88%) Building $2,357,279
2022	$12,583.00 Homeowner's exemption	$1,863,213 Building $1,863,213	$2,016,857 Building $2,016,857

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 53B Anchor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53B Anchor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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