5399 Cedar Point Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5399 Cedar Point Way, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,830 sqft · built 2021
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$454,000 (Sep 2022)
Tax Bill	$712 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`212531339700010450`

Property Details

APN / Parcel Number

Primary APN	`212531339700010450`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,830 sqft Heated Area
Gross Area	2,396 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5399 CEDAR POINT WAY
City	SAINT CLOUD
State	FL
Zip	34771-0103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENWOOD PH 1 PB 29 PGS 32-34 LOT 45
Legal Range	31E
Legal Township	25S
Legal Section	21
Legal Subdivision	GLENWOOD
Legal Phase	1
Legal Tract	3397
Legal Lot Number	45
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1053
Census Tract	43700

Owner

5399 Cedar Point Way is owned and occupied by an individual who bought it in September 2022.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5399 CEDAR POINT WAY, SAINT CLOUD, FL 34771-0103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jun 8, 2021	Special Warranty Deed, Subdivision Related Transfer DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on File
Deed Sale	Sep 15, 2022 · Amount on File
Prior Sale	Jun 8, 2021 · Amount on File
Deed Document Number	2022140051
Deed Book / Page	6286 / 690
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 15, 2022
Property Address	5399 CEDAR POINT WAY, SAINT CLOUD, FL 34771-0103
Document Number	0062860690
Book / Page	6286 / 690
Map Reference	MB 29 PG 32-34
Instrument Date	Sep 13, 2022
Instrument	2022140051
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5399 CEDAR POINT WAY, 5399, SAINT CLOUD, FL 34771-0103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75323 RAVENWOOD DR, YULEE, FL 32097-1623

Mortgage

Document Number	0006286692
Date	Sep 15, 2022
Instrument	6286/692

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

June 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 8, 2021
Property Address	5399 CEDAR POINT WAY, SAINT CLOUD, FL 34771-0103
Document Number	0059761664
Book / Page	5976 / 1664
Map Reference	MB 29 PG 32-34
Instrument Date	Jun 7, 2021
Instrument	2021089128
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Tax	$2,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5399 CEDAR POINT WAY, SAINT CLOUD, FL 34771-0103

Tax Assessment & Valuation

The 2025 property tax bill for 5399 Cedar Point Way was $712 with exemptions applied.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$344,000 Land $65,000 Building $279,000	$344,000 Land $65,000 Building $279,000
2023	$4,715.00 (+19.22%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$338,300 (+10.12%) Land $65,000 Building $273,300	$338,300 (+10.12%) Land $65,000 Building $273,300
2022	$3,955.00 Homeowner's exemption Widower's exemption	$307,200 Land $55,000 Building $252,200	$307,200 Land $55,000 Building $252,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5399 Cedar Point Way in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5399 Cedar Point Way is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Xfinity.

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