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5399 Carrara Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5399 Carrara Ct, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,214 sqft · built 2019
Lot Size0.16 acres (6,970 sqft)
Owner2 Trust Names on File
Last Sale$380,000 (Nov 2020)
Tax Bill$6,472 (2025)
Deeds & MortgagesJun 2022 Transfer
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN162531501500011890

Property Details

APN / Parcel Number

Primary APN162531501500011890

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,214 sqft Heated Area
Gross Area2,984 sqft
1st Floor Area2,214 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialStone
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished
Garage Area507 sqft
PorchOpen Porch
Porch Area263 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5399 CARRARA CT
CitySAINT CLOUD
StateFL
Zip34771-8048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET GROVES PH 2 PB 28 PGS 14-19 LOT 189
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionSUNSET GROVE
Legal Phase2
Legal Tract5015
Legal Lot Number189
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43700

Owner

5399 Carrara Ct is held in a trust since June 2022.

Source: Osceola County records, as of December 11, 2025

Owner of Record2 Trust Names on File
Co-owner2 Co-owners on File
Mailing Address150 RACHEL LIN LN, SAINT CLOUD, FL 34771-8226
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 23, 2020Grant Deed, Subdivision Related Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleNov 23, 2020 · Amount on File
Deed SaleNov 23, 2020 · Amount on File
Prior SaleNov 23, 2020 · Amount on File
Deed Document Number0058372880
Deed Book / Page005837 / 002880
Last Transfer DateJun 3, 2022
Transfer Doc0062261458
Record UpdatedJun 8, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJun 3, 2022
Property Address5399 CARRARA CT, SAINT CLOUD, FL 34771-8048
Document Number0062261458
Book / Page6226 / 1458
Map ReferenceMB 28 PG 14-19
Instrument DateJun 3, 2022
Instrument2022087303
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address150 RACHEL LIN LN, SAINT CLOUD, FL 34771-8226

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address150 RACHEL LIN LN, SAINT CLOUD, FL 34771-8226

November 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateNov 23, 2020
Property Address5399 CARRARA CT, SAINT CLOUD, FL 34771-8048
Document Number0058372880
Book / Page005837 / 002880
Instrument DateOct 30, 2020
Instrument159819
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 4, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
Tax$2,660.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address150 RACHEL LIN LN ST CLOUD FL 347718226, ST CLOUD, FL 34771-8226

Tax Assessment & Valuation

The 2025 property tax bill for 5399 Carrara Ct was $6,472.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,472.00$415,700 Land $88,000 Building $327,700$415,700 Land $88,000 Building $327,700
2023$6,006.00 (+13.06%)$427,200 (+19.06%) Land $88,000 Building $339,200$427,200 (+19.06%) Land $88,000 Building $339,200
2022$5,312.00$358,800 Land $60,500 Building $298,300$358,800 Land $60,500 Building $298,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5399 Carrara Ct in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5399 Carrara Ct is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Xfinity.

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