5398 Timberland Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5398 Timberland Ave, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,672 sqft · built 2020
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$312,000 (Nov 2020)
Tax Bill$4,550 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN212531339700010280

Property Details

APN / Parcel Number

Primary APN212531339700010280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,672 sqft Heated Area
Gross Area2,278 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5398 TIMBERLAND AVE
CitySAINT CLOUD
StateFL
Zip34771-0113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLENWOOD PH 1 PB 29 PGS 32-34 LOT 28
Legal Range31E
Legal Township25S
Legal Section21
Legal SubdivisionGLENWOOD
Legal Phase1
Legal Tract3397
Legal Lot Number28
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5398 TIMBERLAND AVE, SAINT CLOUD, FL 34771-0113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2020 · Amount on Record
Deed SaleNov 30, 2020 · Amount on Record
Deed Document Number0058432376
Deed Book / Page5843 / 2376
Last Transfer DateDec 2, 2020
Transfer Doc0058432376
Record UpdatedJun 8, 2026

December 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateDec 2, 2020
Property Address5398 TIMBERLAND AVE, SAINT CLOUD, FL 34771-0113
Document Number0058432376
Book / Page005843 / 002376
Instrument DateNov 30, 2020
Instrument164039
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 15, 2020
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,184.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5398 TIMBERLAND AVE ST CLOUD FL 347710113, ST CLOUD, FL 34771-0113

Mortgage

Document Number58432377
DateDec 2, 2020
Book Page005843/002377
Instrument164040
Lender
NameDHI MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,550.00 (+7.08%) Homeowner's exemption$317,893 (+5.99%)$326,100 (+1.56%) Land $65,000 Building $261,100
2023$4,249.00 (+4.01%) Homeowner's exemption$299,936 (+3%)$321,100 (+10.27%) Land $65,000 Building $256,100
2022$4,085.00 Homeowner's exemption$291,200 Land $55,000 Building $236,200$291,200 Land $55,000 Building $236,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, Xfinity.

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