St. Clair County property record for 5398 Live Oak Dr, Smithton, IL 62285
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,638 sqft · built 1984 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Apr 2017) |
| Tax Bill | $10,715 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Apr 2017 Sale & Mortgage |
| APN | 17-08-0-402-005 |
| Primary APN | 17-08-0-402-005 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,638 sqft Living Area |
| Sunroom | Sunroom |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Area | 705 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 882 sqft |
| Cooling System | Central |
|---|
| Street Address | 5398 LIVE OAK DR |
|---|---|
| City | SMITHTON |
| State | IL |
| Zip | 62285-3750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILDWOOD LAKE ESTATES LOT/SEC-28 A02534484 |
| Legal Subdivision | WILDWOOD LAKE ESTATES |
| Legal Block | 402 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | PRAIRIE DU LONG |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 504001 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5398 LIVE OAK DR, SMITHTON, IL 62285-3750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2020 | Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FNDG |
| Apr 24, 2017 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2017 · Amount on File |
| Deed Sale | Apr 24, 2017 · Amount on File |
| Prior Sale | Aug 9, 2013 · Amount on File |
| Deed Document Number | 20172534484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 5398 LIVE OAK DR, SMITHTON, IL 62285-3750 |
| Document Number | 00A2640708 |
| Instrument Date | Jan 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5398 LIVE OAK DR SMITHTON IL 622853750, SMITHTON, IL 62285-3750 |
| Document Number | 00A2640708 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 2640708 |
| Name | PRIME CHOICE FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 28, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Apr 24, 2017 |
| Property Address | 5398 LIVE OAK DR, SMITHTON, IL 62285-3750 |
| Document Number | 00A2534484 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 2534484 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2017 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5398 LIVE OAK DR SMITHTON IL 622853750, SMITHTON, IL 62285-3750 |
| Document Number | A2534485 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 2534485 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2047 |
| Rate | 4.25% |
|---|
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Prairie Du Long Township |
| Secondary School District | Freeburg Community High School District 77 (09 - 12) |
| Elementary School District | Smithton Community Consolidated School District 130 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,715.00 (+36.1%) | $142,380 (+37.68%) Land $23,227 Building $119,153 | $427,140 (+37.68%) Land $69,681 Building $357,459 |
| 2022 | $103,415 Land $19,705 Building $83,710 | $310,245 Land $59,115 Building $251,130 | |
| 2019 | $7,873.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHTON serves 4,381 people · EPA ID IL1631300 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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