Ingham County property record for 5398 Harper Rd, Holt, MI 48842
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,414 sqft · built 1976 |
| Lot Size | 5 acres (217,887 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,000 (Mar 2013) |
| Tax Bill | $6,892 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-25-05-28-300-005 |
| Primary APN | 33-25-05-28-300-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,414 sqft Living Area |
| 1st Floor Area | 1,856 sqft |
| Basement Area | 1,760 sqft |
| Unfinished Basement | 2,048 sqft |
| Flooring | Vinyl/Resilient |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,887 sqft (5 acres) |
| Lot Dimensions | 1,287 ft deep x 165 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 48 sqft |
| Patio Area | 48 sqft |
| Balcony Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5398 HARPER RD |
|---|---|
| City | HOLT |
| State | MI |
| Zip | 48842-8622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NOT APP |
| Legal Description | (D-28-8-2-2) W 165 FT OF E 330 FT OF E 1/2 OF NW 1/2 OF SW 1/4 OF SEC 28 T3N R2W |
| Legal Range | 02W |
| Legal Township | 03N |
| Legal Section | 28 |
| Jurisdiction | INGHAM MI |
| Township / Civil Division | DELHI |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 5501 |
5398 Harper Rd is owned and occupied by two individuals who acquired it in October 2023.
Source: Ingham County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5398 HARPER RD, HOLT, MI 48842-8622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK |
| Oct 8, 2025 | Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK |
| Oct 12, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Mar 9, 2022 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| Nov 13, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN STATE UNIVERSITY FCU |
| Jun 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2013 · Amount on File |
| Deed Sale | Mar 21, 2013 · Amount on File |
| Prior Sale | Mar 20, 2013 · Amount on File |
| Deed Document Number | 201313034 |
| Last Transfer Date | Oct 10, 2023 |
| Transfer Doc | 0000040194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 5398 HARPER RD, HOLT, MI 48842-8622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5398 HARPER RD, HOLT, MI 48842-8622 |
| Document Number | 0000003287 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 2026-003287 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | OKEMOS, MI 48864 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 5398 HARPER RD, HOLT, MI 48842-8622 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5398 HARPER RD, HOLT, MI 48842-8622 |
| Document Number | 0000026026 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 2025-026026 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | MASON, MI 48854 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 25, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | Oct 12, 2023 |
| Property Address | 5398 HARPER RD, HOLT, MI 48842-8622 |
| Document Number | 0000040194 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 2023-040194 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5398 HARPER RD, HOLT, MI 48842-8622 |
| Name | Verified Name |
|---|---|
| Address | 5398 HARPER RD, HOLT, MI 48842-8622 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 5398 HARPER RD, HOLT, MI 48842-8622 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5398 HARPER RD, HOLT, MI 48842-8622 |
| Document Number | 0000009152 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 2022-009152 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 5398 HARPER RD, HOLT, MI 48842-8622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038456 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 2018-038456 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Oct 17, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 5398 HARPER RD, HOLT, MI 48842-8622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017583 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 2020-017583 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
The 2025 property tax bill for 5398 Harper Rd was $6,892 with a homeowner's exemption.
Source: Ingham County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ingham County |
| County Subdivision | Delhi Charter Township |
| Unified School District | Mason Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,600 (+1.03%) Land $30,700 Building $165,900 | $393,200 (+1.03%) Land $61,400 Building $331,800 | |
| 2025 | $6,892.00 Homeowner's exemption | $194,600 Land $30,700 Building $163,900 | $389,200 Land $61,400 Building $327,800 |
| 2023 | $179,800 Land $30,700 Building $149,100 | $359,600 Land $61,400 Building $298,200 | |
| 2022 | $5,969.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5398 Harper Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 2, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5398 Harper Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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