5398 Co Rd 321, Fulton, MO 65251 Property Records

Callaway County property record for 5398 Co Rd 321, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	2 ba · 884 sqft · built 1977
Lot Size	6.41 acres (279,220 sqft)
Owner	Trust Name on File
Last Sale	$225,000 (Nov 2009)
Tax Bill	$1,501 (2025)
Deeds & Mortgages	Apr 2020 Refinance May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-02.0-09.0-00-000-003.000`

Property Details

APN / Parcel Number

Primary APN	`14-02.0-09.0-00-000-003.000`
Alternative APN	`1402009000000000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Attic	Attic
Attic Area	309 sqft
Basement Area	884 sqft
Finished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	279,220 sqft (6.41 acres)
Garage Type	Mixed
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	596 sqft
Lean-To	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1402009000000003000
Street Address	5398 COUNTY ROAD 321
City	FULTON
State	MO
Zip	65251-5339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S 1/2 SW NE
Legal Range	10W
Legal Township	47N
Legal Section	09
Jurisdiction	CALLAWAY MO
Township / Civil Division	BOURBON
Census Block Group	3
Census Block	3011
Census Tract	70500

Owner

5398 Co Rd 321 is owner-occupied and held in a trust since May 2021.

Source: Callaway County records, as of January 15, 2026

Owner of Record	Trust Name on File
Mailing Address	5398 COUNTY ROAD 321, FULTON, MO 65251-5339
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EXCHANGE BANK OF MISSOURI
May 27, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2009 · Amount on File
Deed Sale	Nov 23, 2009 · Amount on File
Prior Sale	Nov 23, 2009
Deed Document Number	2009908366
Deed Book / Page	0424 / 672
Last Transfer Date	May 26, 2021
Transfer Doc	000492/867
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	5398 COUNTY ROAD 321, FULTON, MO 65251-5339
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001945
Date	Apr 6, 2020
Instrument	202001945

Lender

Name	EXCHANGE BANK OF MISSOURI

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	May 27, 2021
Property Address	5398 COUNTY ROAD 321, FULTON, MO 65251-5339
Document Number	000492/867
Book / Page	492 / 867
Instrument Date	May 26, 2021
Instrument	202104118
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5398 COUNTY ROAD 321, FULTON, MO 65251-5339

Tax Assessment & Valuation

The 2025 property tax bill for 5398 Co Rd 321 was $1,501.

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,501.00	$24,546 (-)	$129,190 (-)
2024	$1,501.00 (+0.54%)	$24,546 (-)	$129,190 (-)
2023	$1,493.00 (+1.98%)	$24,546 (+1.97%)	$129,190
2022	$1,464.00	$24,071 Land $2,132 Building $21,939
2021			$126,690 Land $11,220 Building $115,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5398 Co Rd 321 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5398 Co Rd 321 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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