5397 Harmony Ln, Willoughby, OH 44094 Property Records

Lake County property record for 5397 Harmony Ln, Willoughby, OH 44094 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 999 sqft · built 1954
Lot Size	0.22 acres (9,601 sqft)
Owner	Individual Name on File
Last Sale	$247,500 (Aug 2023)
Tax Bill	$4,775 (2023)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-A-007-C-00-021-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-007-C-00-021-0`
Alternative APN	`D 58`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	999 sqft
Game Room	Game Room
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	105 sqft
Deck Area	310 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	D 58
Street Address	5397 HARMONY LN
City	WILLOUGHBY
State	OH
Zip	44094-4307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, 3, 4 & TRACT 10 & 14
Legal Subdivision	RIDGE ACRES ESTATES
Legal Tract	10,14
Legal Lot Number	208
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1011
Census Tract	201300

Owner

Source: Lake County records · APN 27-A-007-C-00-021-0

Assessment roll updated August 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5397 HARMONY LN, WILLOUGHBY, OH 44094-4307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 01, 2023	Deed of Trust, Mortgage · Line of Credit ERIEBANK
Aug 01, 2023	Transfer on Death Deed, Transfer
Aug 01, 2023	Warranty Deed, Transfer TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT
May 04, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 22, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2023 · Amount on Record
Deed Sale	Aug 01, 2023 · Amount on Record
Prior Sale	Dec 07, 2012 · Amount on Record
Deed Document Number	483096
Record Updated	Jun 07, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5397 HARMONY LN, WILLOUGHBY, OH 44094-4307
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5397 HARMONY LN, WILLOUGHBY, OH 44094-4307

Mortgage

Document Number	0000017363
Date	Sep 01, 2023
Instrument	2023R017363

Lender

Name	ERIEBANK
Type	Bank
Address	MENTOR, OH 44060

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Aug 01, 2023
Property Address	5397 HARMONY LN, WILLOUGHBY, OH 44094-4307
Document Number	0000014876
Map Reference	VOL J PG 32
Instrument Date	Jul 27, 2023
Instrument	2023R014876
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5397 HARMONY LN, WILLOUGHBY, OH 44094-4307

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Aug 01, 2023
Property Address	5397 HARMONY LN, WILLOUGHBY, OH 44094-4307
Document Number	0000014875
Map Reference	VOL J PG 32
Instrument Date	Jul 25, 2023
Instrument	2023R014875
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5397 HARMONY LN, WILLOUGHBY, OH 44094-4307

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5397 HARMONY LN, WILLOUGHBY, OH 44094-4307
Document Number	0000012019
Instrument Date	May 04, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5397 HARMONY LN WILLOUGHBY OH 440944307, WILLOUGHBY, OH 44094-4307

Mortgage

Document Number	0000012019
Date	May 12, 2020
Instrument	12019

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	May 11, 2040

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5397 HARMONY LN, WILLOUGHBY, OH 44094-4307
Document Number	0000016841
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 04, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5397 HARMONY LN WILLOUGHBY OH 440944307, WILLOUGHBY, OH 44094-4307

Mortgage

Document Number	0000016841
Date	Jun 28, 2017
Instrument	16841

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,775.00 (+53.64%) Homeowner's exemption	$50,440 (-) Land $14,600 Building $35,840
2022	$3,108.00 Homeowner's exemption	$50,440 Land $14,600 Building $35,840
2021			$144,130 Land $41,720 Building $102,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852013001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 317 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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