5397 E Earl Young Rd, Bloomington, IN 47408 Property Records

Monroe County property record for 5397 E Earl Young Rd, Bloomington, IN 47408

Property Summary

Property Type	Rural Home
Details	4 bd · 4.5 ba · 2,626 sqft · built 2009
Lot Size	18.2 acres (793,663 sqft)
Owner	Individual Name on Record
Tax Bill	$5,604 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-07472-02`

Property Details

APN / Parcel Number

Primary APN	`003-07472-02`
Alternative APN	`53-06-07-400-003.000-003`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,626 sqft Living Area
1st Floor Area	2,626 sqft
Basement Area	2,626 sqft
Finished Basement	2,326 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Brick
Roof Material	Asphalt
Lot Area	793,663 sqft (18.2 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	4,336 sqft
Parking Spaces	14 Parking Spaces
Lean-To	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	003-07472-02
Street Address	5397 E EARL YOUNG RD
City	BLOOMINGTON
State	IN
Zip	47408-9449
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGRR
Legal Description	003-07472-02 PT SE 7-9-1E 18.22A PLAT 47 (15.67 A CLASSIFIED FOREST)
Jurisdiction	MONROE IN
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2010
Census Tract	1404

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5397 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Nov 4, 2020	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 18, 2003
Transfer Doc	2007017654
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	5397 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9449
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5397 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9449

Mortgage

Document Number	2023007089
Date	Jun 28, 2023
Instrument	2023007089

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	5397 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9449
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020010774
Date	Jul 15, 2020
Instrument	2020010774

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	5397 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9449
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5397 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9449

Mortgage

Document Number	2020018538
Date	Nov 4, 2020
Instrument	2020018538

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Sep 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	5397 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9449
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020010774
Date	Jul 15, 2020
Instrument	2020010774

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Benton Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,604.00 (-4.43%)	$710,900 (+7.58%) Land $61,000 Building $649,900	$710,900 (+7.58%) Land $61,000 Building $649,900
2024	$5,864.00 (+10.27%)
2023		$660,800 (+16.34%) Land $46,400 Building $614,400	$660,800 (+16.34%) Land $46,400 Building $614,400
2022	$5,318.00	$568,000 Land $46,400 Building $521,600	$568,000 Land $46,400 Building $521,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: South Central Indiana REMC.

Cell Coverage

5G and 4G LTE (outdoors only)

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