5396 W Saguaro Dr, Eagle, ID 83616 Property Records

Ada County property record for 5396 W Saguaro Dr, Eagle, ID 83616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,980 sqft · built 2016
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Trust Names on File
Last Sale	$531,300 (Nov 2021)
Tax Bill	$2,264 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R7177320250`

Property Details

APN / Parcel Number

Primary APN	`R7177320250`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,980 sqft Living Area
Gross Area	4,149 sqft
1st Floor Area	2,980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	984 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	125 sqft
Patio Area	1,175 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5396 W SAGUARO DR
City	EAGLE
State	ID
Zip	83616-6272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3-DA-P
Legal Description	LOT 01 BLK 12 PRESERVE SUB NO 5
Legal Range	01W
Legal Township	04N
Legal Section	11
Legal Subdivision	PRESERVE SUB NO 05
Legal Block	12
Legal Lot Number	01
Jurisdiction	ADA ID
Township / Civil Division	EAGLE
Census Block Group	1
Census Block	1009
Census Tract	10229

Owner

5396 W Saguaro Dr is owner-occupied and held in a trust since November 2021.

Source: Ada County records, as of May 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5396 W SAGUARO DR, EAGLE, ID 83616-6272
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage ZB NA
Nov 19, 2021	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Sep 6, 2019	Warranty Deed, Transfer · ARM CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Sep 6, 2019 · Amount on File
Deed Document Number	2021165924
Prior Transfer Date	Sep 30, 2016
Prior Transfer Doc	0000094801
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	5396 W SAGUARO DR, EAGLE, ID 83616-6272
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5396 W SAGUARO DR, EAGLE, ID 83616-6272

Mortgage

Document Number	0000128400
Date	Aug 30, 2021
Instrument	2021-128400

Lender

Name	ZB NA
Type	Bank
Address	LOS ANGELES, CA 90036

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Nov 19, 2021
Property Address	5396 W SAGUARO DR, EAGLE, ID 83616-6272
Document Number	0000165924
Map Reference	MB109 PG15397-15399
Instrument Date	Nov 17, 2021
Instrument	2021-165924
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	5396 W SAGUARO DR, EAGLE, ID 83616-6272
Investor	Possibly a Property Investor

Mortgage

Document Number	0000165925
Date	Nov 19, 2021
Instrument	2021-165925

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Sep 6, 2019
Property Address	5396 W SAGUARO DR, EAGLE, ID 83616-6272
Document Number	0000083778
Map Reference	MB109 PG15397-15399
Instrument Date	Sep 6, 2019
Instrument	2019-083778
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5396 W SAGUARO DR, EAGLE, ID 83616-6272

Mortgage

Document Number	0000083779
Date	Sep 6, 2019
Instrument	2019-083779

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.31%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	8.31%
Index	1-Year CMT
Max Rate	8.31%

Tax Assessment & Valuation

The 2025 property tax bill for 5396 W Saguaro Dr was $2,264 with a homeowner's exemption, down 13.3% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Eagle City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,264.00 (-13.29%) Homeowner's exemption	$848,400	$848,400
2024	$2,611.00
2023		$708,800 Land $284,400 Building $424,400	$708,800 Land $284,400 Building $424,400
2022	$3,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5396 W Saguaro Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5396 W Saguaro Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.6% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable · Fiber in parts of the area	1,000 / 50

May also be available: Anthem Broadband, CenturyLink, Verizon.

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