5396 Shady Ln, Duluth, MN 55811 Property Records

St. Louis County property record for 5396 Shady Ln, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,432 sqft · built 1975
Lot Size	1.84 acres (80,178 sqft)
Owner	Individual Name on File
Last Sale	$154,500 (May 2002)
Tax Bill	$1,442 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`280-0056-00010`

Property Details

APN / Parcel Number

Primary APN	`280-0056-00010`
Alternative APN	`679038`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,432 sqft Gross Area
1st Floor Area	1,432 sqft
Basement Area	1,146 sqft
Finished Basement	1,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2009
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Lot Area	80,178 sqft (1.84 acres)
Garage Area	1,460 sqft
Deck Area	240 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Geothermal

Location & Zoning

Account Number	679038
Street Address	5396 SHADY LN
City	DULUTH
State	MN
Zip	55811-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOT: 0001 BLOCK:000 SERIAL #
Legal Subdivision	KEHTEL TRACTS FIRST ADD
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	2
Census Block	2022
Census Tract	10602

Owner

5396 Shady Ln is owned and occupied by an individual who acquired it in December 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5396 SHADY LN, DULUTH, MN 55811-9733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 9, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Dec 19, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2002 · Amount on File
Deed Sale	May 7, 2002 · Amount on File
Deed Document Number	2002722971
Last Transfer Date	Dec 16, 2021
Transfer Doc	0001051091
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5396 SHADY LN, DULUTH, MN 55811-9733
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001052139
Date	Jan 12, 2022
Instrument	1052139

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5396 SHADY LN, DULUTH, MN 55811-9733
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001036962
Date	Feb 24, 2021
Instrument	1036962

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5396 SHADY LN, DULUTH, MN 55811-9733
Document Number	00T1018798
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	TORRENS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5396 SHADY LN DULUTH MN 558119733, DULUTH, MN 55811-9733

Mortgage

Document Number	00T1018798
Date	Dec 19, 2019
Instrument	T1018798

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5396 SHADY LN, DULUTH, MN 55811-9733
Document Number	000T994024
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5396 SHADY LN DULUTH MN 558119733, DULUTH, MN 55811-9733

Mortgage

Document Number	000T994024
Date	Jan 9, 2018
Instrument	T994024

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5396 Shady Ln was $1,442 with a homeowner's exemption, down 47.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,442.00 (-47.18%) Homeowner's exemption
2025	$2,730.00 (-3.26%) Homeowner's exemption	$417,900 (-2.41%) Land $64,400 Building $353,500	$417,900 (-2.41%) Land $64,400 Building $353,500
2024	$2,822.00	$428,200 Land $62,600 Building $365,600	$428,200 Land $62,600 Building $365,600
2022		$367,000 Land $54,900 Building $312,100	$367,000 Land $54,900 Building $312,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5396 Shady Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5396 Shady Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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