5396 Bay Side Dr, Orlando, FL 32819 Property Records

Orange County property record for 5396 Bay Side Dr, Orlando, FL 32819

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,382 sqft · built 2009
Lot Size	6.46 acres (281,473 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jul 2002)
Tax Bill	$22,431 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`16-23-28-5948-00-140`

Property Details

APN / Parcel Number

Primary APN	`16-23-28-5948-00-140`
Alternative APNs	`282316594800140` `283775` `288619` `292783`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,382 sqft Living Area
Gross Area	6,763 sqft
1st Floor Area	4,382 sqft
Utility Area	180 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	281,473 sqft (6.46 acres)
Garage Type	Attached
Garage Area	764 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	789 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5396 BAY SIDE DR
City	ORLANDO
State	FL
Zip	32819-4070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	NORTH BAY SEC 4-A 48/142 LOT 14
Legal Range	28E
Legal Township	23S
Legal Section	16
Legal Subdivision	NORTH BAY SEC 4-A
Legal Tract	5948
Legal Lot Number	14
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2040
Census Tract	17109

Owner

5396 Bay Side Dr is owned and occupied by two individuals who bought it in July 2002.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5396 BAY SIDE DR, ORLANDO, FL 32819-4070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2002 · Amount on File
Deed Sale	Jul 9, 2002 · Amount on File
Deed Book / Page	6561 / 4629
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5396 BAY SIDE DR, ORLANDO, FL 32819-4070
Document Number	0000680096
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5396 BAY SIDE DR ORLANDO FL 328194070, ORLANDO, FL 32819-4070

Mortgage

Document Number	0000680096
Date	Dec 29, 2020
Instrument	680096

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5396 Bay Side Dr was $22,431, up 3.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,402,205 (+2.7%)	$2,038,945 (-0.83%) Land $1,000,100 Building $1,038,845
2025	$22,431.00 (+3.36%) Homeowner's exemption	$1,365,341	$2,056,065 Land $1,000,100 Building $1,055,965
2024	$21,702.00 (+7.3%)
2023	$20,225.00 (+3.07%) Homeowner's exemption	$1,288,216 (+3%)	$1,936,860 (+14.21%) Land $1,000,100 Building $936,760
2022	$19,623.00 Homeowner's exemption	$1,250,695	$1,695,811 Land $900,100 Building $795,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5396 Bay Side Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	100.7 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	7 (2004–2022)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5396 Bay Side Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20