Graham County property record for 5395 W Central Rd, Central, AZ 85531
| Property Type | Single Family Home |
|---|---|
| Details | 2,764 sqft · built 2005 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (May 2017) |
| Tax Bill | $1,624 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-47-032E |
| Primary APN | 105-47-032E |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,764 sqft Living Area |
| Gross Area | 3,493 sqft |
| 1st Floor Area | 2,764 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 729 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5395 W CENTRAL RD |
|---|---|
| City | CENTRAL |
| State | AZ |
| Zip | 85531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM C1/4 COR SEC 33 T6S R25E TH S89D451E ALONG THE E-W CENTE LINE OF SAID SEC 328.79 TO THE C-W-W-E 1/256 COR TH S89D451 164.46 TO THE POB TH S89D451E 164.33 TO THE C-W-E 1/6 COR H S0D1841W 132.50 TH N89D451W 164.45 TH N0D2148E 13 TO THE POB 105-47-0 |
| Legal Range | 25E |
| Legal Township | 06S |
| Legal Section | 33 |
| Jurisdiction | GRAHAM AZ |
| Township / Civil Division | SAFFORD |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 961201 |
Source: Graham County records · APN 105-47-032E
Assessment roll updated April 8, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 689, PIMA, AZ 85543-0689 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 07, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 22, 2020 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Sep 04, 2019 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| May 30, 2017 | Warranty Deed, Transfer · VA Mortgage BAY EQUITY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on Record |
| Deed Sale | May 30, 2017 · Amount on Record |
| Prior Sale | Jan 24, 2011 |
| Deed Document Number | 20172515 |
| Prior Transfer Date | Oct 14, 2014 |
| Prior Transfer Doc | 0000004100 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAHAM AZ |
| Property Address | 5395 W CENTRAL RD, CENTRAL, AZ 85531 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2024 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000003781 |
|---|---|
| Date | Jun 07, 2021 |
| Instrument | 2021-03781 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KEENE, NH 3431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAHAM AZ |
| Property Address | W CENTRAL RD, CENTRAL, AZ 85531 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Title Company | AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000002560 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 2020-02560 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAHAM AZ |
| Property Address | W CENTRAL RD, CENTRAL, AZ 85531 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Title Company | BCHH TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000003998 |
|---|---|
| Date | Sep 04, 2019 |
| Instrument | 2019-03998 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAHAM AZ |
| Recording Date | May 30, 2017 |
| Property Address | W CENTRAL RD, CENTRAL, AZ 85531 |
| Document Number | 0000002515 |
| Instrument Date | May 23, 2017 |
| Instrument | 2515 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5395 W CENTRAL RD CENTRAL AZ 85531, CENTRAL, AZ 85531 |
| Document Number | 2516 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 2516 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2047 |
Source: Graham County records · Assessment roll updated April 8, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Graham County |
| Unified School District | Thatcher Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $263,553 (+8.44%) Land $23,277 Building $240,276 | ||
| 2025 | $1,624.00 (+22.57%) | $24,305 Land $2,081 Building $22,224 | $243,044 Land $20,805 Building $222,239 |
| 2023 | $1,325.00 |
Source: FEMA National Flood Hazard Layer as of April 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 71% of Arizona |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Cable | 1,000 / 50 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 44 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SAFFORD serves 20,600 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Nov 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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