Ashe County property record for 5395 Three Top Rd, Todd, NC 28684 · Last verified May 2026
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2,520 sqft · built 2005 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,890 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03088-072 |
| Primary APN | 03088-072 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 11 Plumbing Fixtures |
|---|---|
| Building Area | 2,520 sqft Heated Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modular |
| Lot Area | 49,223 sqft (1.13 acres) |
| Cooling System | Central |
|---|
| Account Number | 9526 |
|---|---|
| Street Address | 5395 THREE TOP RD |
| City | TODD |
| State | NC |
| Zip | 28684-9479 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | 1.13 A 05 1.13 A FROM 03088-012 (DB 326 0822) |
| Jurisdiction | ASHE NC |
| Township / Civil Division | CRESTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970701 |
Source: Ashe County records · APN 03088-072
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5395 THREE TOP RD, TODD, NC 28684-9479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 21, 2014 |
| Transfer Doc | 00456/2293 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 5395 THREE TOP RD, TODD, NC 28684-9479 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00512/1099 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 512/1099 |
| Instrument | 2246 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 5395 THREE TOP RD, TODD, NC 28684-9479 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|---|
| Address | 5395 THREE TOP RD, TODD, NC 28684-9479 |
| Document Number | 00533/2303 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 533/2303 |
| Instrument | 6337 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,890.00 (+3.9%) | $354,000 (-) Land $13,600 Building $340,400 | $354,000 (-) Land $13,600 Building $340,400 |
| 2023 | $1,819.00 (+29.37%) | $354,000 (+66.2%) Land $13,600 Building $340,400 | $354,000 (+66.2%) Land $13,600 Building $340,400 |
| 2022 | $1,406.00 | $213,000 Land $12,000 Building $201,000 | $213,000 Land $12,000 Building $201,000 |
Source: FEMA National Flood Hazard Layer, Ashe County (37009C), updated June 2, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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