San Diego County property record for 5395 Circa de Loma, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,938 sqft · built 2017 |
| Lot Size | 2.46 acres (107,593 sqft) |
| Owner | Company Name on File |
| Last Sale | $820,500 (Mar 2017) |
| Tax Bill | $9,945 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 121-220-70-00 |
| Primary APN | 121-220-70-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,938 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 107,593 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5395 CIRCA DE LOMA |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-8646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 TR 013892 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 013892 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 18619 |
Source: San Diego County records · APN 121-220-70-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5395 CIRCA DE LOMA, FALLBROOK, CA 92028-8646 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 26, 2023 | Intrafamily Transfer, Transfer |
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 24, 2017 | Grant Deed, Transfer · Conventional Mortgage ONEWEST BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 24, 2017 · Amount on Record |
| Deed Sale | Mar 24, 2017 · Amount on Record |
| Prior Sale | Apr 21, 2015 · Amount on Record |
| Deed Document Number | 2017135462 |
| Last Transfer Date | Jun 16, 2023 |
| Transfer Doc | 0000166247 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 26, 2023 |
| Property Address | 5395 CIRCA DE LOMA, FALLBROOK, CA 92028-8646 |
| Document Number | 0000166247 |
| Map Reference | MAP 13880 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023-0166247 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5395 CIRCA DE LOMA, FALLBROOK, CA 92028-8646 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5395 CIRCA DE LOMA, FALLBROOK, CA 92028-8646 |
| Document Number | 0000424710 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5395 CIRCA DE LOMA FALLBROOK CA 920288646, FALLBROOK, CA 92028-8646 |
| Document Number | 0000424710 |
|---|---|
| Date | Aug 03, 2020 |
| Instrument | 424710 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 02, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 24, 2017 |
| Property Address | 5395 CIRCA DE LOMA, FALLBROOK, CA 92028-8646 |
| Document Number | 0000135462 |
| Map Reference | MAP13880 |
| Instrument Date | Jan 03, 2017 |
| Instrument | 2017-0135462 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FNTG BUILDER SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5395 CIRCA DE LOMA, FALLBROOK, CA 92028-8646 |
| Document Number | 0000135463 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 2017-0135463 |
| Name | ONEWEST BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $971,012 (+2%) Land $325,543 Building $645,469 | |
| 2025 | $9,945.00 (+4.07%) Homeowner's exemption | $951,973 (+4.04%) Land $319,160 Building $632,813 |
| 2023 | $9,556.00 (+1.74%) Homeowner's exemption | $915,008 (+2%) Land $306,767 Building $608,241 |
| 2022 | $9,393.00 Homeowner's exemption | $897,067 Land $300,752 Building $596,315 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Moderate above 64% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 55 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: AT&T, Spectrum, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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