53944 State Hwy 194 E, Stopover, KY 41568 Property Records

Pike County property record for 53944 State Hwy 194 E, Stopover, KY 41568

Property Summary

Property Type	Mobile Home
Details	896 sqft · built 1989
Owner	Individual Name on Record
Last Sale	$40,000 (Dec 2022)
Tax Bill	$1,065 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`211-00-00-016.05`

Property Details

APN / Parcel Number

Primary APN	`211-00-00-016.05`
Alternative APN	`24039`

Interior

Building Area	896 sqft Living Area

Exterior

Year Built	Built 1989
Exterior Material	Other
Lot Width	100 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	53944 STATE HIGHWAY 194 E
City	STOPOVER
State	KY
Zip	41568-8815
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SINGLE WIDE MH LOT
Jurisdiction	PIKE KY
Township / Civil Division	PHELPS
Census Block Group	2
Census Block	2026
Census Tract	931700

Owner

Source: Pike County records, as of November 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	53944 STATE HIGHWAY 194 E, STOPOVER, KY 41568-8815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC
Jul 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022 · Amount on Record
Deed Sale	Dec 1, 2022 · Amount on Record
Deed Document Number	0001121537
Deed Book / Page	1121 / 537
Record Updated	Jun 8, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PIKE KY
Recording Date	Dec 1, 2022
Property Address	53944 STATE HIGHWAY 194 E, STOPOVER, KY 41568-8815
Document Number	001121/537
Book / Page	1121 / 537
Instrument Date	Nov 8, 2022
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	AEG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	998 PORTER RD, SADIEVILLE, KY 40370-9594

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53944 STATE HIGHWAY 194 E, STOPOVER, KY 41568-8815

Mortgage

Document Number	0001138404
Date	Dec 1, 2022
Instrument	1138/404

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	9.62%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	7.62%
Max Rate At Change	11.6%
Index	1-Year T-Bill
Max Rate	15.6%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE KY
Property Address	53944 STATE HIGHWAY 194 E, STOPOVER, KY 41568-8815
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001130/312
Date	Jul 15, 2022
Book Page	1130/312

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	13.5%

Tax Assessment & Valuation

Source: Pike County assessment roll, as of November 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Pike County
Unified School District	Pike County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,065.00 (+79.29%)	$40,000 (-)	$40,000 (-)
2023	$594.00	$40,000	$40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1984–2025)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes And Flooding, May 2002 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 93% of Kentucky
Wildfire Likelihood	0.7% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN WATER DIST serves 44,057 people · EPA ID KY0980575
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Inter-Mountain Cable Cable	1,000 / 40

Cell Coverage

No cell data coverage reported

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