Chesterfield County property record for 5394 Zoar Rd, Cheraw, SC 29520
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 2,600 sqft · built 1928 |
| Lot Size | 81.2 acres (3,537,072 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $492,500 (May 2023) |
| Tax Bill | $883 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 221 000 000 023 |
| Primary APN | 221 000 000 023 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 15 Stories |
| Building Area | 2,600 sqft Total Area |
| 1st Floor Area | 2,600 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Lot Area | 3,537,072 sqft (81.2 acres) |
| Total Buildings | 3 Buildings |
| Heating System | Heat Pump |
|---|
| Account Number | 00028895 |
|---|---|
| Street Address | 5394 ZOAR RD |
| City | CHERAW |
| State | SC |
| Zip | 29520-4166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 81.20 AC |
| Jurisdiction | CHESTERFIELD SC |
| Township / Civil Division | CHERAW |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 950501 |
5394 Zoar Rd, a rural home, is owned and occupied by two individuals who bought it in May 2023.
Source: Chesterfield County records, as of April 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5394 ZOAR RD, CHERAW, SC 29520-4166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2023 · Amount on File |
| Deed Sale | May 8, 2023 · Amount on File |
| Deed Document Number | 20231832 |
| Deed Book / Page | 555 / 859 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | May 8, 2023 |
| Property Address | 5394 ZOAR RD, CHERAW, SC 29520-4166 |
| Document Number | 000555/859 |
| Book / Page | 555 / 859 |
| Instrument Date | May 5, 2023 |
| Instrument | 2023-1832 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,280.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5394 ZOAR RD, CHERAW, SC 29520-4166 |
| Document Number | 0020231833 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 2023-1833 |
| Name | CAROLINA BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 10, 2053 |
The 2025 property tax bill for 5394 Zoar Rd was $883.
Source: Chesterfield County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $883.00 | $5,810 Land $700 Building $5,110 | |
| 2024 | $220,400 (-) Land $109,300 Building $111,100 | ||
| 2023 | $2,342.00 (+417%) | $7,440 (+45.6%) Land $770 Building $6,670 | $220,400 (-) Land $109,300 Building $111,100 |
| 2022 | $453.00 Homeowner's exemption | $5,110 Land $670 Building $4,440 | $220,400 Land $109,300 Building $111,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5394 Zoar Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5394 Zoar Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 77% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverNet Connect Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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