5392 Peppermill Dr, Southaven, MS 38671 Property Records

DeSoto County property record for 5392 Peppermill Dr, Southaven, MS 38671

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,662 sqft · built 1997
Lot Size	0.211 acres (9,208 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,333 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2-08-1-02-17-0-00190-00`

Property Details

APN / Parcel Number

Primary APN	`2-08-1-02-17-0-00190-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,662 sqft Adjusted Area
1st Floor Area	1,403 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,208 sqft (0.211 acres)
Lot Dimensions	130 ft deep x 70 ft wide

Location & Zoning

Street Address	5392 PEPPERMILL DR
City	SOUTHAVEN
State	MS
Zip	38671-8446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ROSS POINTE S-D SEC C LOT 190
Legal Range	008
Legal Township	02S
Legal Section	02
Legal Subdivision	ROSS POINTE S-D
Legal Lot Number	190
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1021
Census Tract	70310

Owner

Source: DeSoto County assessment roll, APN 2-08-1-02-17-0-00190-00, as of December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5392 PEPPERMILL DR, SOUTHAVEN, MS 38671-8446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 28, 2014
Transfer Doc	000743/429
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5392 PEPPERMILL DR, SOUTHAVEN, MS 38671-8446
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004817/314
Date	Oct 16, 2019
Book Page	4817/314

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 01, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll as of December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,333.00 (+14.32%)	$13,413 (+33.13%) Land $2,500 Building $10,913	$134,130 (+33.13%) Land $25,000 Building $109,130
2023	$1,166.00	$10,075	$100,754 Land $25,000 Building $75,754

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), as of June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330703101, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1980–2014)
Most Recent Claim	Sep 2014 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 279 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MS0170010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HORN LAKE WATER ASSOCIATION public/private · serves 12,735 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.