5392 Midway Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 5392 Midway Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 906 sqft · built 1979
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Dec 2020)
Tax Bill	$2,738 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`280-0013-00280`

Property Details

APN / Parcel Number

Primary APN	`280-0013-00280`
Alternative APN	`1101228`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	906 sqft Gross Area
1st Floor Area	906 sqft
Basement Area	680 sqft
Finished Basement	680 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Garage Area	1,196 sqft
Deck Area	63 sqft
Storage Building	280 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1101228
Street Address	5392 MIDWAY RD
City	DULUTH
State	MN
Zip	55811-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	BEGINNING AT NW COR OF NW1/4 OF SW1/4RUNNING THENCE E 416 FT THENCE S 208 FTTHENCE W 416 FT THENCE N 208 FT TO PLACEOF
Legal Range	15W
Legal Township	51N
Legal Section	17
Legal Subdivision	CANOSIA TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	2
Census Block	2021
Census Tract	10602

Owner

Source: St. Louis County records, as of October 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5392 MIDWAY RD, DULUTH, MN 55811-9776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CREDIT UNION
Dec 4, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	Sep 5, 2014 · Amount on Record
Deed Document Number	20201397713
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Sep 23, 2026
Property Address	5392 MIDWAY RD, DULUTH, MN 55811-9776
Document Number	0001540925
Instrument Date	Aug 31, 2026
Instrument	20261540925
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5392 MIDWAY RD, DULUTH, MN 55811-9776

Mortgage

Document Number	0001540925,
Date	Sep 23, 2026
Instrument	20261540925

Lender

Name	NORTHERN COMMUNITIES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 4, 2020
Property Address	5392 MIDWAY RD, DULUTH, MN 55811-9776
Document Number	00A1397713
Instrument Date	Sep 30, 2020
Instrument	A1397713
Transaction Type	Transfer
Record Updated	Dec 28, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5392 MIDWAY RD DULUTH MN 558119776, DULUTH, MN 55811-9776

Mortgage

Document Number	A1397714
Date	Dec 4, 2020
Instrument	A1397714

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,738.00 (+6.21%) Homeowner's exemption
2025	$2,578.00 (-6.66%) Homeowner's exemption	$290,000 (+3.09%) Land $45,800 Building $244,200	$290,000 (+3.09%) Land $45,800 Building $244,200
2024	$2,762.00	$281,300 (+16.53%) Land $44,600 Building $236,700	$281,300 (+16.53%) Land $44,600 Building $236,700
2022		$241,400 Land $39,400 Building $202,000	$241,400 Land $39,400 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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