Ramsey County property record for 5391 Cottage Ave, Saint Paul, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 912 sqft · built 1983 |
| Lot Size | 0.277 acres (12,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $342,500 (Dec 2025) |
| Tax Bill | $4,432 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Dec 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-30-22-13-0021 |
| Primary APN | 10-30-22-13-0021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Family Room | Family Room |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Split Foyer |
| Exterior Material | Concrete |
| Construction Type | Concrete |
| Lot Area | 12,075 sqft (0.277 acres) |
| Lot Dimensions | 115 ft deep x 105 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 239549 |
|---|---|
| Street Address | 5391 COTTAGE AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-5897 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIKEWORTH ADDITION LOT 9 BLK 4 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 10 |
| Legal Subdivision | MIKEWORTH ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 40101 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5391 COTTAGE AVE, SAINT PAUL, MN 55110-5897 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Conservator's Deed, Transfer · Conventional Mortgage FALCON NATIONAL BANK |
| Dec 27, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Dec 27, 2024 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Deed Document Number | 20255091193 |
| Prior Transfer Date | Dec 26, 2024 |
| Prior Transfer Doc | 0005050521 |
| Record Updated | Sep 20, 2026 |
| Document Type | Conservator's Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 29, 2025 |
| Property Address | 5391 COTTAGE AVE, SAINT PAUL, MN 55110-5897 |
| Document Number | 0A05091193 |
| Instrument Date | Dec 4, 2025 |
| Instrument | A05091193 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Title Company | TITLENEXUS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,130.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5391 COTTAGE AVE, WHITE BEAR TOWNSHIP, MN 55110-5897 |
| Document Number | 0A05091194 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | A05091194 |
| Name | FALCON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | FOLEY, MN 56329 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 27, 2024 |
| Property Address | 5391 COTTAGE AVE, SAINT PAUL, MN 55110-5897 |
| Document Number | 0A05050520 |
| Instrument Date | Dec 27, 2024 |
| Instrument | A05050520 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2280 LAUREL LN, ORANGE PARK, FL 32073-5534 |
| Investor | Possibly a Property Investor |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 27, 2024 |
| Property Address | 5391 COTTAGE AVE, SAINT PAUL, MN 55110-5897 |
| Document Number | 0A05050521 |
| Instrument Date | Dec 26, 2024 |
| Instrument | A05050521 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5391 COTTAGE AVE, WHITE BEAR LAKE, MN 55110-5897 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| County Subdivision | White Bear Township |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353,000 (-1.73%) Land $86,900 Building $266,100 | $353,000 (-1.73%) Land $86,900 Building $266,100 | |
| 2025 | $4,432.00 (+16.82%) Homeowner's exemption | $359,200 (+7.22%) Land $86,900 Building $272,300 | $359,200 (+7.22%) Land $86,900 Building $272,300 |
| 2023 | $3,794.00 Homeowner's exemption | $335,000 Land $86,900 Building $248,100 | $335,000 Land $86,900 Building $248,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Township serves 11,699 people · EPA ID MN1620025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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