5390 Elk Ridge Dr, Eugene, OR 97402 Property Records

Lane County property record for 5390 Elk Ridge Dr, Eugene, OR 97402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,779 sqft · built 2012
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$289,900 (Apr 2018)
Tax Bill	$3,605 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-04-20-14-21800-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-20-14-21800-000`
Alternative APNs	`1704201421800` `1783081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,779 sqft Living Area
Gross Area	2,194 sqft
1st Floor Area	1,779 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	415 sqft
Driveway	Driveway
Driveway Area	380 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1783081
Street Address	5390 ELK RIDGE DR
City	EUGENE
State	OR
Zip	97402-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION PLAT WEST EUGENE VILLAGE SECOND ADDITION LOT 136 TL 21800
Legal Range	04
Legal Township	17
Legal Section	20
Legal Subdivision	WEST EUGENE VILLAGE SECOND ADDITION
Legal Lot Number	136
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1007
Census Tract	2506

Owner

5390 Elk Ridge Dr is owned and occupied by an individual who bought it in April 2018.

Source: Lane County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	5390 ELK RIDGE DR, EUGENE, OR 97402-1145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Apr 12, 2018	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2018 · Amount on File
Deed Sale	Apr 12, 2018 · Amount on File
Prior Sale	Mar 22, 2013 · Amount on File
Deed Document Number	201816740
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	5390 ELK RIDGE DR, EUGENE, OR 97402-1145
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5390 ELK RIDGE DR, EUGENE, OR 97402-1145

Mortgage

Document Number	0000035464
Date	Aug 17, 2022
Instrument	2022-035464

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	5390 ELK RIDGE DR, EUGENE, OR 97402-1145
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060991
Date	Sep 21, 2021
Instrument	2021-060991

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	5390 ELK RIDGE DR, EUGENE, OR 97402-1145
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073287
Date	Dec 14, 2020
Instrument	2020-073287

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 12, 2018
Property Address	5390 ELK RIDGE DR, EUGENE, OR 97402-1145
Document Number	0000016740
Map Reference	DOC2006-065576
Instrument Date	Apr 12, 2018
Instrument	2018-016740
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5390 ELK RIDGE DR, EUGENE, OR 97402-1145

Mortgage

Document Number	0000016741
Date	Apr 12, 2018
Instrument	2018-016741

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5390 Elk Ridge Dr was $3,605.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Bethel School District 52 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,605.00	$207,282	$661,994 Land $52,491 Building $609,503
2023	$3,411.00 (+4.28%)	$195,384 (+3%)	$619,783 (+3.5%) Land $52,145 Building $567,638
2022	$3,271.00	$189,694	$598,823 Land $52,009 Building $546,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5390 Elk Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5390 Elk Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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