539 Westview Ave, Bedford, VA 24523 Property Records

Bedford County property record for 539 Westview Ave, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,964 sqft · built 1946
Owner	2 Individual Names on File
Last Sale	$400,000 (May 2026)
Tax Bill	$993 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`174 5 9-T`

Property Details

APN / Parcel Number

Primary APN	`174 5 9-T`
Alternative APN	`80501707`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,964 sqft Living Area
1st Floor Area	1,192 sqft
Basement Area	667 sqft
Finished Basement	667 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	539 WESTVIEW AVE
City	BEDFORD
State	VA
Zip	24523-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTVIEW AVE LOTS 9 & 9A
Legal Subdivision	WESTVIEW AVE
Legal Lot Number	9,9A
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	2
Census Block	2010
Census Tract	50102

Owner

539 Westview Ave is owned and occupied by two individuals who bought it in May 2026.

Source: Bedford County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	539 WESTVIEW AVE, BEDFORD, VA 24523-1515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed, Transfer · Conventional Mortgage SGM MORTGAGE INC
Jul 7, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 30, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Jul 7, 2023 · Amount on File
Deed Document Number	20264538
Prior Transfer Date	Apr 5, 2007
Prior Transfer Doc	0000005595
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	May 20, 2026
Property Address	539 WESTVIEW AVE, BEDFORD, VA 24523-1515
Document Number	0000004538
Instrument Date	May 20, 2026
Instrument	20264538
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	539 WESTVIEW AVE, BEDFORD, VA 24523-1515

Mortgage

Document Number	0000004539,
Date	May 20, 2026
Instrument	20264539

Lender

Name	SGM MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 7, 2023
Property Address	539 WESTVIEW AVE, BEDFORD, VA 24523-1515
Document Number	0230005480
Instrument Date	Jun 30, 2023
Instrument	230005480
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	539 WESTVIEW AVE, BEDFORD, VA 24523-1515
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180004915
Date	May 30, 2018
Instrument	180004915

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 8, 2048

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 26, 2018
Property Address	539 WESTVIEW AVE, BEDFORD, VA 24523-1515
Document Number	180009789
Instrument Date	Oct 26, 2018
Instrument	180009789
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	SLATE TITLE GROUP, SAGE TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 WESTVIEW AVE, BEDFORD, VA 24523-1515

Mortgage

Document Number	180009790
Date	Oct 26, 2018
Instrument	180009790

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 539 Westview Ave was $993.

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Municipality	Bedford Town
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$993.00	$242,400 Land $45,000 Building $197,400
2023	$993.00 Additional exemption filed	$121,200	$242,400 Land $45,000 Building $197,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 539 Westview Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 Westview Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,200 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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