Lake County property record for 539 Virginia St, Gary, IN 46402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,774 sqft · built 1912 |
| Lot Size | 0.103 acres (4,487 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,182 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-44-0090-0036 |
| Primary APN | 001-25-44-0090-0036 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,774 sqft Living Area |
| Gross Area | 2,661 sqft |
| Basement Area | 887 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,487 sqft (0.103 acres) |
| Lot Dimensions | 150 ft deep x 30 ft wide |
| View / Lot | Alley |
| Garage Type | Detached |
| Garage Area | 1,708 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 539 VIRGINIA ST |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46402-1407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARY LAND COS 1ST SUBDIVISION ALL L.37 BL.90 |
| Legal Subdivision | GARY LAND COS 1ST SUB |
| Legal Block | 90 |
| Legal Lot Number | 37 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10600 |
539 Virginia St is owned by a company that acquired it in June 2021.
Source: Lake County records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7705 S YATES BLVD, 3, CHICAGO, IL 60649-6105 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC |
| Jun 24, 2021 | Warranty Deed, Transfer |
| Mar 5, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Feb 3, 2021 | Public Action, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2021 |
| Deed Sale | Jun 24, 2021 |
| Prior Sale | Feb 3, 2021 · Amount on File |
| Deed Document Number | 2021515185 |
| Prior Transfer Date | Jun 21, 2005 |
| Prior Transfer Doc | 0000051543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 539 VIRGINIA ST, GARY, IN 46402-1407 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2214 E STATE ST, BURNHAM, IL 60633-2239 |
| Document Number | 0000049367 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2025-549367 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 24, 2021 |
| Property Address | 539 VIRGINIA ST, GARY, IN 46402-1407 |
| Document Number | 0000015185 |
| Map Reference | MB 6 PG 15 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2021-515185 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7705 S YATES BLVD, CHICAGO, IL 60649-6105 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Mar 5, 2021 |
| Property Address | 539 VIRGINIA ST, GARY, IN 46402-1407 |
| Document Number | 0000020279 |
| Instrument Date | Mar 3, 2021 |
| Instrument | 2021-020279 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5302 BEECHWOOD POINT CT, MIDLOTHIAN, VA 23112-2535 |
| Name | Verified Name |
|---|---|
| Address | 9812 TWIN CREEK BLVD, MUNSTER, IN 46321-4123 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Feb 3, 2021 |
| Property Address | 539 VIRGINIA ST, GARY, IN 46402-1407 |
| Document Number | 0000010915 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 2021-010915 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Tax Sale |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5302 BEECHWOOD POINT CT, MIDLOTHIAN, VA 23112-2535 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,400 Land $5,500 Building $69,900 | $75,400 Land $5,500 Building $69,900 | |
| 2024 | $1,182.00 | ||
| 2023 | $41,900 (+14.79%) Land $4,300 Building $37,600 | $41,900 (+14.79%) Land $4,300 Building $37,600 | |
| 2022 | $1,975.00 | $36,500 Land $4,000 Building $32,500 | $36,500 Land $4,000 Building $32,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 539 Virginia St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Apr 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 539 Virginia St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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