Berks County property record for 539 Upland Ave, Reading, PA 19611
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,176 sqft · built 1961 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Sep 2022) |
| Tax Bill | $2,280 (2026) |
| Deeds & Mortgages | Aug 2024 Mortgage Aug 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5306-66-73-0137 |
| Primary APN | 5306-66-73-0137 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Stone |
| Lot Area | 10,019 sqft (0.23 acres) |
| View / Lot | Neighborhood |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18668325 |
|---|---|
| Street Address | 539 UPLAND AVE |
| City | READING |
| State | PA |
| Zip | 19611-1971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | OAKLAND |
| Legal Block | 73 |
| Legal Lot Number | 218-2 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 2900 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 539 UPLAND AVE, READING, PA 19611-1971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2024 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Aug 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Sep 30, 2022 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 14, 2018 | Deed, Transfer · FHA Mortgage MERIDIAN BANK |
| Apr 10, 2017 | Deed of Trust, Mortgage VIST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on Record |
| Deed Sale | Sep 30, 2022 · Amount on Record |
| Prior Sale | Sep 14, 2018 · Amount on Record |
| Deed Document Number | 202238893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 539 UPLAND AVE, WEST READING, PA 19611-1971 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 539 UPLAND AVE, READING, PA 19611-1971 |
| Document Number | 0000022912 |
|---|---|
| Date | Aug 5, 2024 |
| Instrument | 2024022912 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 321 RESEARCH PKWY STE 303, MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 539 UPLAND AVE, WEST READING, PA 19611-1971 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 539 UPLAND AVE, READING, PA 19611-1971 |
| Document Number | 0000026440 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 2025026440 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 321 RESEARCH PKWY STE 303, MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Sep 30, 2022 |
| Property Address | 539 UPLAND AVE, WEST READING, PA 19611-1971 |
| Document Number | 0000038893 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022038893 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | WYOMISSING ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 539 UPLAND AVE, READING, PA 19611-1971 |
| Document Number | 0000038894 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 2022038894 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Sep 14, 2018 |
| Property Address | 539 UPLAND AVE, READING, PA 19611-1971 |
| Document Number | 0000031929 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 2018031929 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | FIRST AMERICAN ABSTRACT WYOM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 539 UPLAND AVE, READING, PA 19611-1971 |
| Document Number | 0000031930 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 2018031930 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 539 UPLAND AVE, READING, PA 19611-1971 |
| Document Number | 0000012846 |
| Instrument Date | Apr 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN ABS WYOMISSING |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000012846 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 12846 |
| Name | VIST BK |
|---|---|
| Type | Bank |
| Address | 1240 BROADCASTING RD, WYOMISSING, PA 19610-3203 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,280.00 (+6.59%) | $80,800 (-) Land $30,200 Building $50,600 | $30,200 (-62.62%) Land $30,200 |
| 2024 | $2,139.00 | $80,800 Land $30,200 Building $50,600 | |
| 1994 | $80,800 Land $30,200 Building $50,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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